HRTG

Heritage Insurance Holdings, Inc. (NASDAQ:HRTG) is a Tampa, Florida-based property and casualty insurance company founded in 2012 and publicly traded since 2014. The company provides personal and commercial residential insurance products across 16 states, with a particular focus on catastrophe-prone regions including Florida, the Northeast, and Hawaii. Heritage has evolved from a growth-focused insurer to a disciplined underwriter emphasizing rate adequacy and profitability over volume expansion, particularly following challenging market conditions in recent years.