HBT Financial, Inc. (HBT) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	331.4M	293.3M	285.2M	263.6M	186.7M
Cost of Revenue	64.3M	58.6M	65.9M	45.5M	6.5M
Gross Profit	267.1M	234.7M	219.3M	218.1M	180.2M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	91.2M	93.8M	83.0M	84.8M	65.1M
General & Admin Expense	54.6M	57.6M	78.7M	79.8M	61.3M
Selling & Marketing Expense	36.6M	36.3M	4.3M	5.0M	3.8M
Other Expenses	70.3M	36.4M	38.9M	44.7M	39.0M
Total Operating Expenses	161.6M	130.2M	122.0M	129.6M	104.1M
Cost and Expenses	225.9M	188.8M	187.8M	175.1M	110.5M
Operating Income (EBIT)	105.5M	104.5M	97.4M	88.6M	76.2M
Non-Operating
Interest Income	289.1M	255.8M	251.7M	229.0M	153.1M
Interest Expense	63.2M	56.9M	62.9M	37.9M	7.2M
Net Interest Income	226.0M	198.9M	188.8M	191.1M	145.9M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	105.5M	104.5M	97.4M	88.6M	76.2M
Income Tax Expense	27.7M	27.5M	25.6M	22.7M	19.7M
Bottom Line
Net Income	77.7M	77.0M	71.8M	65.8M	56.5M
Earnings from Cont. Ops	77.7M	77.0M	71.8M	65.8M	56.5M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	77.7M	77.0M	71.8M	65.8M	56.5M
Per Share
Basic EPS	$2.34	$2.44	$2.27	$2.08	$2.09
Diluted EPS	$2.33	$2.44	$2.26	$2.07	$2.09
Revenue Per Share	$9.11	$9.33	$9.03	$8.34	$6.47
Shares
Basic Shares Outstanding	36.4M	31.4M	31.6M	31.6M	28.9M
Diluted Shares Outstanding	36.4M	31.4M	31.7M	31.7M	28.9M
Profitability Metrics
EBITDA	109.5M	109.6M	103.2M	94.4M	80.1M
D&A	4.0M	5.1M	5.8M	5.8M	3.9M
EBIT	105.5M	104.5M	97.4M	88.6M	76.2M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026