Hanmi Financial Corporation (HAFC) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	385.8M	444.7M	429.5M	397.6M	308.0M
Cost of Revenue	168.4M	189.2M	200.4M	152.4M	37.0M
Gross Profit	217.4M	255.6M	229.1M	245.2M	271.0M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	98.2M	10.6M	86.4M	84.5M	79.8M
General & Admin Expense	95.1M	7.5M	83.4M	81.4M	76.1M
Selling & Marketing Expense	3.1M	3.1M	3.0M	3.1M	3.6M
Other Expenses	52.7M	137.0M	54.1M	46.1M	50.5M
Total Operating Expenses	150.8M	147.6M	140.5M	130.6M	130.3M
Cost and Expenses	319.2M	336.8M	340.9M	283.0M	167.3M
Operating Income (EBIT)	66.6M	107.9M	88.6M	114.6M	140.7M
Non-Operating
Interest Income	210.0M	410.9M	397.3M	368.1M	272.8M
Interest Expense	164.8M	174.7M	196.0M	148.1M	36.2M
Net Interest Income	45.2M	236.2M	201.3M	220.0M	236.6M
Other Non-Op Income/Expense	57.5M	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	124.0M	107.9M	88.6M	114.6M	140.7M
Income Tax Expense	34.7M	31.8M	26.4M	34.5M	39.3M
Bottom Line
Net Income	89.4M	76.1M	62.2M	80.0M	101.4M
Earnings from Cont. Ops	89.4M	76.1M	62.2M	80.0M	101.4M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	89.2M	76.1M	61.7M	79.5M	100.8M
Per Share
Basic EPS	$2.99	$2.55	$2.07	$2.63	$3.33
Diluted EPS	$2.97	$2.51	$2.05	$2.62	$3.32
Revenue Per Share	$13.04	$14.90	$14.31	$13.13	$10.17
Shares
Basic Shares Outstanding	29.6M	29.9M	30.0M	30.3M	30.3M
Diluted Shares Outstanding	29.8M	30.0M	30.1M	30.3M	30.4M
Profitability Metrics
EBITDA	66.7M	113.6M	95.1M	121.4M	153.1M
D&A	89.0K	5.7M	6.5M	6.8M	12.4M
EBIT	66.6M	107.9M	88.6M	114.6M	140.7M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026