Franklin Financial Services Corporation (FRAF) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	135.1M	133.5M	113.8M	90.4M	70.3M
Cost of Revenue	44.1M	47.6M	45.9M	25.8M	5.5M
Gross Profit	91.0M	85.9M	67.9M	64.5M	64.8M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	41.3M	1.7M	36.4M	31.7M	30.7M
General & Admin Expense	39.6M	—	34.5M	29.7M	28.8M
Selling & Marketing Expense	1.7M	1.7M	1.9M	2.1M	1.9M
Other Expenses	19.0M	57.9M	18.2M	17.0M	16.5M
Total Operating Expenses	60.3M	59.7M	54.6M	48.8M	47.3M
Cost and Expenses	104.4M	107.3M	100.5M	74.6M	52.8M
Operating Income (EBIT)	30.7M	26.3M	13.3M	15.8M	17.5M
Non-Operating
Interest Income	115.2M	114.4M	100.8M	76.7M	56.4M
Interest Expense	40.7M	44.7M	43.9M	23.1M	4.9M
Net Interest Income	74.5M	69.6M	56.8M	53.6M	51.6M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	30.7M	26.3M	13.3M	15.8M	17.5M
Income Tax Expense	6.0M	5.0M	2.2M	2.2M	2.6M
Bottom Line
Net Income	24.6M	21.2M	11.1M	13.6M	14.9M
Earnings from Cont. Ops	24.6M	21.2M	11.1M	13.6M	14.9M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	24.6M	21.2M	11.1M	13.6M	14.9M
Per Share
Basic EPS	$5.50	$4.74	$2.51	$3.11	$3.38
Diluted EPS	$5.49	$4.74	$2.51	$3.10	$3.36
Revenue Per Share	$30.03	$29.69	$25.79	$20.66	$15.89
Shares
Basic Shares Outstanding	4.5M	4.5M	4.4M	4.4M	4.4M
Diluted Shares Outstanding	4.5M	4.5M	4.4M	4.4M	4.4M
Profitability Metrics
EBITDA	32.8M	28.4M	15.4M	17.8M	18.9M
D&A	2.1M	2.1M	2.1M	2.0M	1.4M
EBIT	30.7M	26.3M	13.3M	15.8M	17.5M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026