F.N.B. Corporation (FNB) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	2.7B	2.7B	2.6B	2.2B	1.6B
Cost of Revenue	964.0M	1.0B	1.1B	728.0M	229.0M
Gross Profit	1.7B	1.7B	1.5B	1.5B	1.4B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	728.4M	715.8M	566.0M	540.0M	462.0M
General & Admin Expense	719.5M	715.8M	545.0M	523.0M	446.0M
Selling & Marketing Expense	9.0M	—	21.0M	17.0M	16.0M
Other Expenses	298.9M	294.0M	395.0M	375.0M	364.0M
Total Operating Expenses	1.0B	1.0B	961.0M	915.0M	826.0M
Cost and Expenses	2.0B	2.0B	2.0B	1.6B	1.1B
Operating Income (EBIT)	717.7M	669.4M	555.0M	584.0M	553.0M
Non-Operating
Interest Income	2.3B	2.3B	2.3B	2.0B	1.3B
Interest Expense	881.3M	929.8M	971.7M	656.0M	165.0M
Net Interest Income	1.5B	1.4B	1.3B	1.3B	1.1B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	717.7M	669.4M	555.0M	584.0M	553.0M
Income Tax Expense	113.3M	104.0M	90.0M	99.0M	114.0M
Bottom Line
Net Income	604.5M	565.4M	465.0M	485.0M	439.0M
Earnings from Cont. Ops	604.5M	565.4M	465.0M	485.0M	439.0M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	604.5M	565.4M	459.0M	477.0M	431.0M
Per Share
Basic EPS	$1.69	$1.57	$1.27	$1.32	$1.23
Diluted EPS	$1.68	$1.56	$1.27	$1.31	$1.22
Revenue Per Share	$7.65	$7.50	$7.11	$6.17	$4.59
Shares
Basic Shares Outstanding	354.1M	359.1M	361.3M	361.2M	350.0M
Diluted Shares Outstanding	357.4M	362.0M	362.6M	362.9M	354.1M
Profitability Metrics
EBITDA	780.7M	746.4M	622.0M	662.0M	626.0M
D&A	63.0M	77.0M	67.0M	78.0M	73.0M
EBIT	717.7M	669.4M	555.0M	584.0M	553.0M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026