Farmers National Banc Corp. (FMNB) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	286.1M	271.8M	269.4M	255.2M	177.9M
Cost of Revenue	96.2M	98.4M	107.3M	84.7M	19.0M
Gross Profit	189.9M	173.4M	162.1M	170.5M	158.9M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	65.4M	79.4M	5.8M	59.2M	47.0M
General & Admin Expense	64.4M	79.4M	4.3M	57.4M	45.0M
Selling & Marketing Expense	915.0K	—	1.5M	1.8M	1.9M
Other Expenses	52.3M	29.0M	100.9M	52.6M	39.1M
Total Operating Expenses	117.6M	108.4M	106.7M	111.8M	86.0M
Cost and Expenses	213.8M	206.8M	214.0M	196.5M	105.1M
Operating Income (EBIT)	72.3M	65.0M	55.4M	58.7M	72.8M
Non-Operating
Interest Income	252.6M	233.8M	226.3M	211.3M	141.2M
Interest Expense	94.6M	91.3M	99.4M	75.5M	17.9M
Net Interest Income	158.0M	142.4M	126.9M	135.8M	123.3M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	72.3M	65.0M	55.4M	58.7M	72.8M
Income Tax Expense	12.7M	10.5M	9.5M	8.8M	12.2M
Bottom Line
Net Income	59.6M	54.6M	45.9M	49.9M	60.6M
Earnings from Cont. Ops	59.6M	54.6M	45.9M	49.9M	60.6M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	59.6M	54.6M	45.9M	49.9M	60.6M
Per Share
Basic EPS	$1.44	$1.46	$1.23	$1.34	$1.79
Diluted EPS	$1.44	$1.45	$1.22	$1.33	$1.79
Revenue Per Share	$6.38	$7.22	$7.22	$6.85	$5.26
Shares
Basic Shares Outstanding	44.9M	37.6M	37.3M	37.3M	33.8M
Diluted Shares Outstanding	44.9M	37.6M	37.5M	37.5M	33.9M
Profitability Metrics
EBITDA	79.7M	71.8M	61.8M	66.0M	77.7M
D&A	7.4M	6.8M	6.4M	7.3M	4.9M
EBIT	72.3M	65.0M	55.4M	58.7M	72.8M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026