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FISI

Financial Institutions, Inc.

NASDAQ · Financial Services · Banks - Regional · US

$41.70
+1.26%
Ask drillr

Leverage

Debt / equity
0.45x
Net debt / equity
0.36x
Debt / assets
0.05x
Debt / EBITDA
5.64x
Net debt / EBITDA
4.49x

Liquidity & coverage

Current ratio
0.47x
Quick ratio
0.47x
Cash ratio
0.33x
Interest coverage
0.40x
EBITDA / interest
0.41x
Working capital
-$97.0M

Cash & dividend

FCF / debt
0.19x
Cash flow / debt
0.21x
Dividend per share
$1.26
Dividend yield
3.0%
Dividend growth 1y
+3.3%

Leverage, liquidity, debt coverage and shareholder-distribution metrics · Data as of Jun 1, 2026