FFIN
First Financial Bankshares, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$33.48
+0.43%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 863.3M | 825.8M | 739.2M | 622.3M | 551.3M |
| Cost of Revenue | 232.3M | 232.7M | 216.0M | 154.9M | 48.9M |
| Gross Profit | 631.0M | 593.1M | 523.2M | 467.4M | 502.4M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 230.8M | 214.6M | 165.6M | 145.0M | 143.2M |
| General & Admin Expense | 229.3M | 211.6M | 162.7M | 142.2M | 140.4M |
| Selling & Marketing Expense | 1.5M | 3.1M | 2.9M | 2.8M | 2.8M |
| Other Expenses | 72.2M | 68.9M | 85.8M | 79.1M | 78.3M |
| Total Operating Expenses | 303.0M | 283.5M | 251.4M | 224.1M | 221.5M |
| Cost and Expenses | 535.3M | 516.2M | 467.4M | 379.0M | 270.4M |
| Operating Income (EBIT) | 328.0M | 309.6M | 271.8M | 243.3M | 280.9M |
| Non-Operating | |||||
| Interest Income | 733.1M | 704.7M | 631.9M | 530.1M | 435.7M |
| Interest Expense | 201.4M | 201.6M | 202.2M | 144.3M | 31.4M |
| Net Interest Income | 531.7M | 503.1M | 429.8M | 385.9M | 404.3M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 328.0M | 309.6M | 271.8M | 243.3M | 280.9M |
| Income Tax Expense | 59.0M | 56.0M | 48.3M | 44.3M | 46.4M |
| Bottom Line | |||||
| Net Income | 269.0M | 253.6M | 223.5M | 199.0M | 234.5M |
| Earnings from Cont. Ops | 269.0M | 253.6M | 223.5M | 199.0M | 234.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 269.0M | 253.6M | 223.5M | 199.0M | 234.5M |
| Per Share | |||||
| Basic EPS | $1.88 | $1.78 | $1.56 | $1.39 | $1.64 |
| Diluted EPS | $1.87 | $1.77 | $1.56 | $1.39 | $1.64 |
| Revenue Per Share | $6.03 | $5.77 | $5.18 | $4.36 | $3.87 |
| Shares | |||||
| Basic Shares Outstanding | 143.3M | 143.1M | 142.8M | 142.7M | 142.6M |
| Diluted Shares Outstanding | 143.7M | 143.5M | 143.2M | 142.9M | 143.2M |
| Profitability Metrics | |||||
| EBITDA | 335.5M | 319.9M | 285.3M | 255.9M | 293.6M |
| D&A | 7.4M | 10.3M | 13.4M | 12.6M | 12.8M |
| EBIT | 328.0M | 309.6M | 271.4M | 243.3M | 280.9M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026