FDSB
Fifth District Savings Bank
NASDAQ · Financial Services · Banks - Regional · US
$18.65
+1.55%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 23.7M | 26.5M | 19.3M | 17.4M | 15.4M |
| Cost of Revenue | 8.8M | 9.2M | 8.0M | 6.0M | 1.6M |
| Gross Profit | 14.9M | 17.3M | 11.3M | 11.3M | 13.7M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 8.0M | 8.2M | 7.3M | 6.8M | 6.7M |
| General & Admin Expense | 7.9M | 8.1M | 7.2M | 6.5M | 6.4M |
| Selling & Marketing Expense | 146.0K | 105.0K | 131.0K | 258.0K | 301.7K |
| Other Expenses | 4.9M | 4.9M | 5.4M | 3.6M | 3.4M |
| Total Operating Expenses | 12.9M | 13.1M | 12.7M | 10.4M | 10.1M |
| Cost and Expenses | 21.7M | 22.3M | 20.7M | 16.4M | 11.7M |
| Operating Income (EBIT) | 2.0M | 4.2M | (1.4M) | 946.0K | 3.6M |
| Non-Operating | |||||
| Interest Income | 22.8M | 22.1M | 19.3M | 16.4M | 14.4M |
| Interest Expense | 8.8M | 9.2M | 9.2M | 6.4M | 1.6M |
| Net Interest Income | 14.0M | 12.8M | 10.1M | 10.0M | 12.8M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 2.0M | 4.2M | (1.4M) | 946.0K | 3.6M |
| Income Tax Expense | 371.0K | 97.0K | (358.0K) | 149.0K | 712.4K |
| Bottom Line | |||||
| Net Income | 1.7M | 4.1M | (1.1M) | 797.0K | 2.9M |
| Earnings from Cont. Ops | 1.7M | 4.1M | (1.1M) | 797.0K | 2.9M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 1.7M | 4.1M | (1.1M) | 797.0K | 2.9M |
| Per Share | |||||
| Basic EPS | $0.31 | $0.79 | ($0.21) | $0.14 | $0.52 |
| Diluted EPS | $0.32 | $0.80 | ($0.21) | $0.14 | $0.52 |
| Revenue Per Share | $4.61 | $5.15 | $3.76 | $3.13 | $2.76 |
| Shares | |||||
| Basic Shares Outstanding | 5.1M | 5.1M | 5.1M | 5.6M | 5.6M |
| Diluted Shares Outstanding | 5.1M | 5.1M | 5.1M | 5.6M | 5.6M |
| Profitability Metrics | |||||
| EBITDA | 2.5M | 4.9M | (742.0K) | 1.5M | 4.2M |
| D&A | 498.0K | 671.0K | 694.0K | 548.0K | 532.9K |
| EBIT | 2.0M | 4.2M | (1.4M) | 946.0K | 3.6M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026