FCF
FIRST COMMONWEALTH FINANCIAL CORP /PA/
NYSE · Financial Services · Banks - Regional · US
$21.01
−0.05%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 624.0M | 729.4M | 699.7M | 626.6M | 428.7M |
| Cost of Revenue | 228.9M | 236.3M | 250.7M | 159.1M | 38.8M |
| Gross Profit | 395.1M | 493.1M | 449.0M | 467.5M | 389.8M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 217.1M | 94.6M | 160.8M | 154.8M | 133.9M |
| General & Admin Expense | 210.5M | 88.2M | 155.3M | 149.1M | 128.9M |
| Selling & Marketing Expense | 6.5M | 6.4M | 5.5M | 5.7M | 5.0M |
| Other Expenses | 62.3M | 200.2M | 110.0M | 115.1M | 95.7M |
| Total Operating Expenses | 279.4M | 294.8M | 270.7M | 269.9M | 229.6M |
| Cost and Expenses | 508.2M | 531.1M | 521.5M | 429.1M | 268.5M |
| Operating Income (EBIT) | 115.7M | 198.4M | 178.2M | 197.6M | 160.2M |
| Non-Operating | |||||
| Interest Income | 642.8M | 630.7M | 598.4M | 527.0M | 329.1M |
| Interest Expense | 191.8M | 206.6M | 221.6M | 144.3M | 17.7M |
| Net Interest Income | 450.9M | 424.1M | 376.8M | 382.7M | 311.3M |
| Other Non-Op Income/Expense | 94.9M | (7.0M) | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 210.6M | 191.4M | 178.2M | 197.6M | 160.2M |
| Income Tax Expense | 38.7M | 39.1M | 35.6M | 40.5M | 32.0M |
| Bottom Line | |||||
| Net Income | 172.0M | 152.3M | 142.6M | 157.1M | 128.2M |
| Earnings from Cont. Ops | 172.0M | 152.3M | 142.6M | 157.1M | 128.2M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 172.0M | 152.3M | 142.6M | 157.1M | 128.2M |
| Per Share | |||||
| Basic EPS | $1.69 | $1.48 | $1.40 | $1.55 | $1.37 |
| Diluted EPS | $1.69 | $1.47 | $1.39 | $1.54 | $1.37 |
| Revenue Per Share | $6.23 | $7.09 | $6.87 | $6.17 | $4.58 |
| Shares | |||||
| Basic Shares Outstanding | 100.1M | 102.8M | 101.9M | 101.6M | 93.6M |
| Diluted Shares Outstanding | 100.1M | 103.6M | 102.2M | 101.8M | 93.9M |
| Profitability Metrics | |||||
| EBITDA | 121.4M | 205.0M | 184.0M | 201.7M | 170.7M |
| D&A | 5.7M | 6.6M | 5.7M | 4.1M | 10.6M |
| EBIT | 115.7M | 198.4M | 178.2M | 197.6M | 160.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026