FCAP
First Capital, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$64.82
+0.70%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 68.9M | 65.3M | 58.1M | 51.2M | 41.9M |
| Cost of Revenue | 15.6M | 15.8M | 16.1M | 10.2M | 2.5M |
| Gross Profit | 53.2M | 49.5M | 42.0M | 41.1M | 39.3M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 9.3M | 17.3M | 15.9M | 15.3M | 15.1M |
| General & Admin Expense | 9.0M | 16.8M | 15.5M | 15.0M | 14.7M |
| Selling & Marketing Expense | 360.0K | 482.0K | 357.0K | 329.0K | 353.0K |
| Other Expenses | 21.2M | 12.3M | 11.9M | 10.7M | 10.0M |
| Total Operating Expenses | 30.5M | 29.6M | 27.8M | 26.0M | 25.1M |
| Cost and Expenses | 46.1M | 45.4M | 44.0M | 36.2M | 27.6M |
| Operating Income (EBIT) | 22.7M | 19.9M | 14.2M | 15.1M | 14.2M |
| Non-Operating | |||||
| Interest Income | 60.0M | 56.8M | 50.4M | 43.5M | 33.9M |
| Interest Expense | 14.3M | 14.7M | 14.7M | 9.0M | 1.6M |
| Net Interest Income | 45.6M | 42.1M | 35.7M | 34.5M | 32.3M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 22.7M | 19.9M | 14.2M | 15.1M | 14.2M |
| Income Tax Expense | 4.3M | 3.5M | 2.2M | 2.2M | 2.3M |
| Bottom Line | |||||
| Net Income | 18.4M | 16.4M | 11.9M | 12.8M | 11.9M |
| Earnings from Cont. Ops | 18.5M | 16.4M | 12.0M | 12.8M | 11.9M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 18.4M | 16.4M | 11.9M | 12.8M | 11.9M |
| Per Share | |||||
| Basic EPS | $5.53 | $4.89 | $3.57 | $3.82 | $3.55 |
| Diluted EPS | $5.53 | $4.89 | $3.57 | $3.82 | $3.55 |
| Revenue Per Share | $20.64 | $19.52 | $17.37 | $15.31 | $12.48 |
| Shares | |||||
| Basic Shares Outstanding | 3.3M | 3.3M | 3.3M | 3.3M | 3.4M |
| Diluted Shares Outstanding | 3.3M | 3.3M | 3.3M | 3.3M | 3.4M |
| Profitability Metrics | |||||
| EBITDA | 23.6M | 21.0M | 15.3M | 16.1M | 15.3M |
| D&A | 807.0K | 1.1M | 1.1M | 1.0M | 1.1M |
| EBIT | 22.7M | 19.9M | 14.2M | 15.1M | 14.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026