FB Bancorp, Inc. Common Stock (FBLA) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	63.2M	69.6M	85.9M	79.0M	71.3M
Cost of Revenue	20.5M	19.5M	21.0M	10.8M	1.8M
Gross Profit	42.6M	50.0M	64.9M	68.2M	69.4M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	21.6M	7.0M	52.1M	52.2M	52.3M
General & Admin Expense	20.9M	6.1M	50.1M	50.5M	50.5M
Selling & Marketing Expense	733.0K	825.0K	2.0M	1.8M	1.8M
Other Expenses	17.3M	38.3M	19.2M	14.5M	15.0M
Total Operating Expenses	38.9M	45.2M	71.3M	66.7M	67.3M
Cost and Expenses	59.5M	64.8M	92.3M	77.5M	69.2M
Operating Income (EBIT)	3.7M	4.8M	(6.4M)	1.4M	2.1M
Non-Operating
Interest Income	64.5M	65.8M	65.9M	54.3M	43.8M
Interest Expense	18.7M	17.8M	19.4M	10.1M	2.2M
Net Interest Income	45.8M	48.0M	46.5M	44.2M	41.6M
Other Non-Op Income/Expense	296.0K	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	4.0M	4.8M	(6.4M)	1.4M	2.1M
Income Tax Expense	468.0K	870.0K	(137.0K)	330.0K	(5.0K)
Bottom Line
Net Income	(282.0K)	1.3M	(6.2M)	1.1M	2.1M
Earnings from Cont. Ops	3.6M	3.9M	(6.2M)	1.1M	2.1M
Earnings from Discont. Ops	(1.1M)	(2.7M)	—	—	—
Bottom Line Net Income	(282.0K)	1.3M	(6.2M)	1.1M	2.1M
Per Share
Basic EPS	($0.02)	$0.07	($0.37)	$0.06	$0.12
Diluted EPS	($0.02)	$0.07	($0.37)	$0.06	$0.12
Revenue Per Share	$4.25	$3.82	$5.05	$4.58	$4.13
Shares
Basic Shares Outstanding	14.9M	18.2M	17.0M	17.3M	17.3M
Diluted Shares Outstanding	14.9M	18.2M	17.0M	17.3M	17.3M
Profitability Metrics
EBITDA	6.1M	7.5M	(3.3M)	5.6M	7.3M
D&A	2.4M	2.7M	3.0M	4.2M	5.2M
EBIT	3.7M	4.8M	(6.4M)	1.4M	2.1M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026