Eagle Financial Services, Inc. (EFSI) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	117.6M	104.5M	105.9M	95.9M	66.7M
Cost of Revenue	37.7M	40.1M	42.6M	34.5M	7.3M
Gross Profit	79.9M	64.4M	63.3M	61.4M	59.4M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	44.6M	27.4M	33.6M	34.4M	28.3M
General & Admin Expense	43.6M	26.5M	32.6M	33.3M	27.5M
Selling & Marketing Expense	1.0M	861.0K	1.0M	1.2M	770.0K
Other Expenses	16.6M	27.2M	10.8M	16.4M	13.5M
Total Operating Expenses	61.2M	54.5M	44.4M	50.8M	41.8M
Cost and Expenses	98.9M	94.6M	87.0M	85.3M	49.1M
Operating Income (EBIT)	18.7M	9.9M	18.9M	10.6M	17.7M
Non-Operating
Interest Income	98.8M	98.7M	90.7M	82.6M	54.6M
Interest Expense	32.4M	36.4M	40.1M	32.8M	5.5M
Net Interest Income	66.4M	62.3M	50.6M	49.7M	49.1M
Other Non-Op Income/Expense	4.9M	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	23.6M	9.9M	18.9M	10.6M	17.7M
Income Tax Expense	5.0M	1.7M	3.6M	1.3M	3.1M
Bottom Line
Net Income	18.6M	8.2M	15.3M	9.4M	14.5M
Earnings from Cont. Ops	18.6M	8.2M	15.3M	9.4M	14.5M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	18.6M	8.2M	15.3M	9.4M	14.5M
Per Share
Basic EPS	$3.46	$1.59	$4.32	$2.66	$4.17
Diluted EPS	$3.46	$1.59	$4.32	$2.66	$4.17
Revenue Per Share	$21.70	$19.47	$29.80	$27.22	$19.16
Shares
Basic Shares Outstanding	5.4M	5.4M	3.6M	3.5M	3.5M
Diluted Shares Outstanding	5.4M	5.4M	3.6M	3.5M	3.5M
Profitability Metrics
EBITDA	19.5M	10.7M	19.9M	11.6M	18.6M
D&A	846.0K	780.0K	979.0K	1.0M	979.0K
EBIT	18.7M	9.9M	18.9M	10.6M	17.7M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026