ECBK
ECB Bancorp, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$20.76
−3.69%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 86.5M | 79.5M | 68.3M | 55.8M | 30.6M |
| Cost of Revenue | 48.4M | 47.8M | 42.2M | 30.8M | 8.5M |
| Gross Profit | 38.2M | 31.7M | 26.0M | 25.0M | 22.1M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 10.3M | 2.0M | 15.2M | 13.8M | 11.3M |
| General & Admin Expense | 9.5M | 1.4M | 14.6M | 13.1M | 10.6M |
| Selling & Marketing Expense | 833.0K | 639.0K | 551.0K | 794.0K | 752.0K |
| Other Expenses | 12.4M | 19.3M | 5.5M | 5.2M | 7.3M |
| Total Operating Expenses | 22.7M | 21.3M | 20.7M | 19.1M | 18.6M |
| Cost and Expenses | 71.1M | 69.1M | 62.9M | 49.8M | 27.1M |
| Operating Income (EBIT) | 15.5M | 10.4M | 5.4M | 6.0M | 3.5M |
| Non-Operating | |||||
| Interest Income | 85.2M | 78.2M | 67.0M | 54.8M | 29.2M |
| Interest Expense | 47.7M | 46.3M | 42.1M | 30.0M | 5.5M |
| Net Interest Income | 37.5M | 31.9M | 25.0M | 24.8M | 23.6M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 15.5M | 10.4M | 5.4M | 6.0M | 3.5M |
| Income Tax Expense | 4.1M | 2.6M | 1.4M | 1.5M | 776.0K |
| Bottom Line | |||||
| Net Income | 11.4M | 7.8M | 4.0M | 4.5M | 2.7M |
| Earnings from Cont. Ops | 11.4M | 7.8M | 4.0M | 4.5M | 2.7M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 11.4M | 7.8M | 4.0M | 4.5M | 2.7M |
| Per Share | |||||
| Basic EPS | $1.42 | $0.96 | $0.48 | $0.53 | $0.32 |
| Diluted EPS | $1.37 | $0.94 | $0.48 | $0.52 | $0.32 |
| Revenue Per Share | $10.82 | $9.82 | $8.27 | $6.59 | $3.61 |
| Shares | |||||
| Basic Shares Outstanding | 8.0M | 8.1M | 8.3M | 8.5M | 8.5M |
| Diluted Shares Outstanding | 8.3M | 8.3M | 8.3M | 8.5M | 8.5M |
| Profitability Metrics | |||||
| EBITDA | 15.7M | 10.7M | 5.7M | 6.3M | 3.8M |
| D&A | 222.0K | 297.0K | 302.0K | 279.0K | 302.0K |
| EBIT | 15.5M | 10.4M | 5.4M | 6.0M | 3.5M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026