Eagle Bancorp Montana, Inc. (EBMT) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	99.2M	126.0M	120.4M	112.5M	93.6M
Cost of Revenue	33.0M	36.7M	41.3M	30.6M	8.2M
Gross Profit	66.2M	89.3M	79.1M	81.9M	85.5M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	24.5M	33.9M	42.2M	45.5M	46.5M
General & Admin Expense	23.1M	32.6M	40.9M	44.1M	45.1M
Selling & Marketing Expense	1.4M	1.3M	1.3M	1.4M	1.4M
Other Expenses	30.6M	36.5M	25.5M	24.7M	25.1M
Total Operating Expenses	55.1M	70.4M	67.7M	70.2M	71.6M
Cost and Expenses	88.1M	107.0M	109.0M	100.8M	79.8M
Operating Income (EBIT)	11.1M	18.9M	11.4M	11.7M	13.8M
Non-Operating
Interest Income	55.0M	107.7M	103.1M	90.9M	69.2M
Interest Expense	32.3M	35.5M	40.8M	29.1M	6.2M
Net Interest Income	22.6M	72.2M	62.4M	61.8M	63.0M
Other Non-Op Income/Expense	9.9M	(39.0K)	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	20.9M	18.9M	11.4M	11.7M	13.8M
Income Tax Expense	4.9M	4.1M	1.6M	1.6M	3.1M
Bottom Line
Net Income	16.1M	14.8M	9.8M	10.1M	10.7M
Earnings from Cont. Ops	16.1M	14.8M	9.8M	10.1M	10.7M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	16.1M	14.8M	9.8M	10.1M	10.7M
Per Share
Basic EPS	$2.06	$1.90	$1.24	$1.29	$1.45
Diluted EPS	$2.04	$1.90	$1.24	$1.29	$1.45
Revenue Per Share	$12.68	$16.13	$15.33	$14.43	$12.70
Shares
Basic Shares Outstanding	7.8M	7.8M	7.9M	7.8M	7.4M
Diluted Shares Outstanding	7.9M	7.8M	7.9M	7.8M	7.4M
Profitability Metrics
EBITDA	13.6M	25.8M	20.3M	19.5M	21.6M
D&A	2.5M	6.9M	8.9M	7.9M	7.7M
EBIT	11.1M	18.9M	11.4M	11.7M	13.8M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026