CZNC
CITIZENS & NORTHERN CORP
NASDAQ · Financial Services · Banks - Regional · US
$25.39
−0.43%Leverage
- Debt / equity
- 0.49x
- Net debt / equity
- 0.25x
- Debt / assets
- 0.05x
- Debt / EBITDA
- 10.61x
- Net debt / EBITDA
- 5.46x
Liquidity & coverage
- Current ratio
- 40.31x
- Quick ratio
- 40.31x
- Cash ratio
- 39.57x
- Interest coverage
- 0.28x
- EBITDA / interest
- 0.33x
- Working capital
- $575.7M
Cash & dividend
- FCF / debt
- 0.27x
- Cash flow / debt
- 0.27x
- Dividend per share
- $1.12
- Dividend yield
- 4.4%
- Dividend growth 1y
- +0.0%
Leverage, liquidity, debt coverage and shareholder-distribution metrics · Data as of Jun 1, 2026