CUBI
Customers Bancorp, Inc.
NYSE · Financial Services · Banks - Regional · US
$81.07
+1.80%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 1.5B | 1.4B | 1.4B | 1.4B | 895.1M |
| Cost of Revenue | 656.5M | 684.7M | 746.9M | 754.5M | 321.7M |
| Gross Profit | 834.0M | 729.8M | 614.0M | 666.3M | 573.4M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 281.1M | 223.6M | 222.0M | 171.4M | 123.8M |
| General & Admin Expense | 278.6M | 221.2M | 217.5M | 168.3M | 121.2M |
| Selling & Marketing Expense | 2.5M | 2.4M | 4.5M | 3.1M | 2.5M |
| Other Expenses | 187.2M | 195.5M | 167.7M | 164.2M | 158.3M |
| Total Operating Expenses | 468.3M | 419.1M | 389.7M | 335.6M | 282.1M |
| Cost and Expenses | 1.1B | 1.1B | 1.1B | 1.1B | 603.8M |
| Operating Income (EBIT) | 365.7M | 310.8M | 224.4M | 330.7M | 291.3M |
| Non-Operating | |||||
| Interest Income | 1.4B | 1.4B | 1.3B | 1.4B | 885.4M |
| Interest Expense | 606.6M | 609.1M | 673.4M | 679.9M | 261.7M |
| Net Interest Income | 791.1M | 750.5M | 654.4M | 687.4M | 623.7M |
| Other Non-Op Income/Expense | 11.7M | (22.3M) | — | — | — |
| Non-Operating Income (excl Interest) | (34.0M) | — | — | — | — |
| EBT (Pre-Tax Income) | 377.4M | 288.4M | 224.4M | 330.7M | 291.3M |
| Income Tax Expense | 85.9M | 64.3M | 42.9M | 80.6M | 63.3M |
| Bottom Line | |||||
| Net Income | 291.4M | 224.1M | 181.5M | 250.1M | 228.0M |
| Earnings from Cont. Ops | 291.4M | 224.1M | 181.5M | 250.1M | 228.0M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 285.0M | 209.2M | 166.4M | 235.4M | 218.4M |
| Per Share | |||||
| Basic EPS | $8.49 | $6.40 | $5.28 | $7.49 | $6.69 |
| Diluted EPS | $8.20 | $6.20 | $5.09 | $7.32 | $6.51 |
| Revenue Per Share | $44.10 | $41.37 | $43.19 | $45.20 | $27.43 |
| Shares | |||||
| Basic Shares Outstanding | 33.8M | 34.2M | 31.5M | 31.4M | 32.6M |
| Diluted Shares Outstanding | 34.9M | 35.4M | 32.7M | 32.2M | 33.5M |
| Profitability Metrics | |||||
| EBITDA | 440.3M | 351.6M | 257.9M | 362.6M | 318.5M |
| D&A | 40.6M | 40.8M | 33.6M | 31.8M | 27.2M |
| EBIT | 399.7M | 310.8M | 224.4M | 330.7M | 291.3M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026