CTBI
Community Trust Bancorp, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$77.55
+0.08%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 422.6M | 409.3M | 376.0M | 326.3M | 255.7M |
| Cost of Revenue | 132.7M | 136.3M | 138.4M | 102.4M | 33.5M |
| Gross Profit | 290.0M | 273.1M | 237.6M | 224.0M | 222.1M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 110.0M | 104.5M | 85.1M | 79.4M | 76.9M |
| General & Admin Expense | 108.4M | 102.1M | 82.0M | 76.2M | 73.9M |
| Selling & Marketing Expense | 1.7M | 2.4M | 3.1M | 3.2M | 3.0M |
| Other Expenses | 40.0M | 41.5M | 45.8M | 46.0M | 44.1M |
| Total Operating Expenses | 150.0M | 146.0M | 130.9M | 125.4M | 121.1M |
| Cost and Expenses | 282.7M | 282.2M | 269.3M | 227.7M | 154.6M |
| Operating Income (EBIT) | 139.9M | 127.1M | 106.7M | 98.6M | 101.0M |
| Non-Operating | |||||
| Interest Income | 357.1M | 345.7M | 313.4M | 268.6M | 197.7M |
| Interest Expense | 123.7M | 126.7M | 127.4M | 95.5M | 28.6M |
| Net Interest Income | 233.3M | 219.0M | 186.0M | 173.1M | 169.1M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 139.9M | 127.1M | 106.7M | 98.6M | 101.0M |
| Income Tax Expense | 31.9M | 29.0M | 23.9M | 20.6M | 19.2M |
| Bottom Line | |||||
| Net Income | 108.0M | 98.1M | 82.8M | 78.0M | 81.8M |
| Earnings from Cont. Ops | 108.0M | 98.1M | 82.8M | 78.0M | 81.8M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 108.0M | 98.1M | 82.8M | 78.0M | 81.8M |
| Per Share | |||||
| Basic EPS | $5.99 | $5.44 | $4.61 | $4.36 | $4.59 |
| Diluted EPS | $5.97 | $5.43 | $4.61 | $4.36 | $4.58 |
| Revenue Per Share | $23.40 | $22.71 | $20.95 | $18.24 | $14.33 |
| Shares | |||||
| Basic Shares Outstanding | 18.1M | 18.0M | 17.9M | 17.9M | 17.8M |
| Diluted Shares Outstanding | 18.1M | 18.1M | 18.0M | 17.9M | 17.9M |
| Profitability Metrics | |||||
| EBITDA | 144.4M | 131.3M | 111.7M | 103.9M | 106.3M |
| D&A | 4.4M | 4.2M | 5.0M | 5.4M | 5.2M |
| EBIT | 139.9M | 127.1M | 106.7M | 98.6M | 101.0M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026