CHOICEONE FINANCIAL SERVICES INC (COFS) Stock Price, Financials & Summary

Price chart

Sep 18Sep 23Sep 28Oct 1Oct 6Oct 9Oct 14Oct 19

Key dataOct 19, 2026

Open$33.24

From 52W high−5.14%

Volume74783.00

Market cap$491.14M

P/E (TTM)9.0x

P/S (TTM)2.7x

Div yield3.53%

Key dataOct 19, 2026

Open

$33.24

From 52W high

−5.14%

Volume

74783.00

Market cap

$491.14M

ValuationView details →

P/E (Fwd)

8.9x

EV/EBITDA

3.4x

P/E (TTM)

9.0x

RSI (14)

49.4

MomentumView details →

1D Return

−0.79%

YTD Return

+11.62%

SummaryUpdated Jun 1, 2026

ChoiceOne Financial Services, Inc. (NASDAQ:COFS) is a regional bank holding company founded in 1898 and headquartered in Sparta, Michigan. The company operates through its wholly-owned subsidiary, ChoiceOne Bank, providing traditional community banking services across seven counties in Michigan. With over 125 years of banking history, ChoiceOne has grown from a local institution to a regional player operating 32 full-service banking offices and three loan production offices throughout Kent, Muskegon, Newaygo, Ottawa, Lapeer, Macomb, and St. Clair counties in Michigan.

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ValuationView details →

P/E (Fwd)

8.9x

P/E (TTM)

9.0x

EV/EBITDA

3.4x

EV/Sales

1.0x

P/S (TTM)

2.7x

P/B (TTM)

1.0x

ProfitabilityView details →

Gross Margin

62.28%

Net Margin

29.96%

EBITDA Margin

30.44%

ROE (TTM)

11.34%

ROA (TTM)

1.23%

Asset Turnover

0.04x

GrowthView details →

Revenue YoY

+2.67%

EPS YoY

+308.99%

FCF YoY

+240.58%

Revenue CAGR 3Y

+29.35%

EPS CAGR 3Y

−13.77%

EBITDA YoY

+71.39%

MomentumView details →

1D Return

−0.79%

YTD Return

+11.62%

1Y Return

+20.12%

RSI (14)

49.4

vs 50D SMA

−1.16%

vs 200D SMA

+5.37%

Capital & dividendView details →

Debt/Equity

0.71x

Current Ratio

0.17x

Quick Ratio

0.17x

Div Yield

3.53%

Div Rate

$1.16

Div Growth 1Y

+3.67%

EarningsView details →

EPS (Actual)

$0.83

EPS Surprise

−5.68%

Beats (12Q)

7/12

Next Q EPS Est

$0.93

Avg Surprise (4Q)

6.98%

Rev Surprise

−5.44%

Financials snapshotView financials →

Revenue (TTM)

182.65M

Net Income (TTM)

54.72M

Op. CF (TTM)

59.09M

Next earningsOct 28, 2026 →

Latest newsMore news →

ChoiceOne Bank officially opened the ChoiceOne Bank Trail at Silver Lake Road and Jennings Road in Fenton, Michigan, following a ribbon-cutting ceremony on Tuesday, September 29, 2026.20d ago

ChoiceOne Financial Services Inc reported net income of $12.5 million and diluted EPS of $0.83 for Q2 2026.88d ago

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Latest newsMore news →

ChoiceOne Bank officially opened the ChoiceOne Bank Trail at Silver Lake Road and Jennings Road in Fenton, Michigan, following a ribbon-cutting ceremony on Tuesday, September 29, 2026.20d ago ChoiceOne Financial Services Inc reported net income of $12.5 million and diluted EPS of $0.83 for Q2 2026.88d ago