COF
Capital One Financial Corporation
NYSE · Financial Services · Financial - Credit Services · US
$219.60
−0.41%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 78.6B | 69.3B | 53.9B | 49.5B | 38.4B |
| Cost of Revenue | 26.6B | 36.5B | 26.5B | 23.1B | 10.0B |
| Gross Profit | 52.0B | 32.8B | 27.4B | 26.4B | 28.4B |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 24.0B | 18.4B | 14.0B | 13.3B | 12.4B |
| General & Admin Expense | 17.5B | 12.5B | 9.4B | 9.3B | 8.4B |
| Selling & Marketing Expense | 6.5B | 5.9B | 4.6B | 4.0B | 4.0B |
| Other Expenses | 11.5B | 12.1B | 7.5B | 7.0B | 6.7B |
| Total Operating Expenses | 35.5B | 30.5B | 21.5B | 20.3B | 19.2B |
| Cost and Expenses | 62.1B | 67.0B | 48.0B | 43.4B | 29.1B |
| Operating Income (EBIT) | 16.5B | 2.3B | 5.9B | 6.0B | 9.2B |
| Non-Operating | |||||
| Interest Income | 49.7B | 58.7B | 46.0B | 41.9B | 31.2B |
| Interest Expense | 16.7B | 15.8B | 14.8B | 12.7B | 4.1B |
| Net Interest Income | 33.0B | 42.9B | 31.2B | 29.2B | 27.1B |
| Other Non-Op Income/Expense | (3.5B) | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 13.0B | 2.3B | 5.9B | 6.0B | 9.2B |
| Income Tax Expense | 2.9B | 193.0M | 1.2B | 1.2B | 1.9B |
| Bottom Line | |||||
| Net Income | 10.5B | 2.5B | 4.8B | 4.9B | 7.4B |
| Earnings from Cont. Ops | 10.1B | 2.1B | 4.7B | 4.9B | 7.4B |
| Earnings from Discont. Ops | 372.0M | 365.0M | 3.0M | — | — |
| Bottom Line Net Income | 10.2B | 2.2B | 4.4B | 4.6B | 7.0B |
| Per Share | |||||
| Basic EPS | $16.16 | $4.03 | $11.61 | $11.98 | $17.91 |
| Diluted EPS | $16.16 | $4.03 | $11.59 | $11.95 | $17.91 |
| Revenue Per Share | $126.70 | $128.08 | $140.94 | $129.40 | $97.59 |
| Shares | |||||
| Basic Shares Outstanding | 620.5M | 540.7M | 382.7M | 382.4M | 393.2M |
| Diluted Shares Outstanding | 621.1M | 541.3M | 383.6M | 383.4M | 393.2M |
| Profitability Metrics | |||||
| EBITDA | 22.0B | 7.5B | 9.1B | 9.3B | 12.4B |
| D&A | 5.5B | 5.3B | 3.2B | 3.2B | 3.2B |
| EBIT | 16.5B | 2.3B | 5.9B | 6.0B | 9.2B |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026