CLBK
Columbia Financial, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$11.70
+0.00%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 504.4M | 507.4M | 453.3M | 422.4M | 340.1M |
| Cost of Revenue | 241.2M | 252.4M | 287.9M | 193.9M | 48.4M |
| Gross Profit | 263.2M | 255.0M | 165.4M | 228.5M | 291.7M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 90.9M | 74.5M | 119.6M | 132.3M | 122.4M |
| General & Admin Expense | 87.0M | 70.2M | 117.1M | 129.5M | 119.5M |
| Selling & Marketing Expense | 3.9M | 4.3M | 2.5M | 2.8M | 2.9M |
| Other Expenses | 112.7M | 120.3M | 61.8M | 50.1M | 52.4M |
| Total Operating Expenses | 203.7M | 194.8M | 181.3M | 182.4M | 174.8M |
| Cost and Expenses | 444.8M | 447.3M | 469.2M | 376.3M | 223.2M |
| Operating Income (EBIT) | 59.5M | 60.2M | (15.9M) | 46.1M | 116.9M |
| Non-Operating | |||||
| Interest Income | 361.2M | 468.1M | 443.8M | 389.8M | 307.9M |
| Interest Expense | 169.3M | 235.4M | 273.4M | 189.1M | 42.9M |
| Net Interest Income | 191.9M | 232.7M | 170.4M | 200.7M | 265.1M |
| Other Non-Op Income/Expense | 10.8M | — | — | — | — |
| Non-Operating Income (excl Interest) | (10.8M) | — | — | — | — |
| EBT (Pre-Tax Income) | 70.4M | 60.2M | (15.9M) | 46.1M | 116.9M |
| Income Tax Expense | 12.2M | 8.4M | (4.3M) | 10.0M | 30.7M |
| Bottom Line | |||||
| Net Income | 58.1M | 51.8M | (11.7M) | 36.1M | 86.2M |
| Earnings from Cont. Ops | 58.1M | 51.8M | (11.7M) | 36.1M | 86.2M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 58.1M | 51.8M | (11.7M) | 36.1M | 86.2M |
| Per Share | |||||
| Basic EPS | $0.26 | $0.23 | ($0.05) | $0.16 | $0.37 |
| Diluted EPS | $0.26 | $0.23 | ($0.05) | $0.16 | $0.37 |
| Revenue Per Share | $2.26 | $2.27 | $2.03 | $1.87 | $1.46 |
| Shares | |||||
| Basic Shares Outstanding | 222.8M | 223.1M | 223.7M | 225.8M | 232.3M |
| Diluted Shares Outstanding | 223.2M | 223.1M | 224.0M | 226.4M | 233.6M |
| Profitability Metrics | |||||
| EBITDA | 79.5M | 68.9M | (1.4M) | 60.3M | 130.2M |
| D&A | 9.2M | 8.7M | 14.6M | 14.3M | 13.4M |
| EBIT | 70.4M | 60.2M | (15.9M) | 46.1M | 116.9M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026