CFFN
Capitol Federal Financial, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$8.54
+1.67%Income statement
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 438.2M | 445.6M | 417.4M | 379.4M | 185.6M |
| Cost of Revenue | 213.5M | 213.1M | 220.0M | 216.0M | 213.4M |
| Gross Profit | 224.7M | 232.5M | 197.4M | 163.3M | (27.7M) |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 84.5M | 104.5M | 69.7M | 62.6M | 60.3M |
| General & Admin Expense | 80.0M | 100.0M | 64.7M | 58.3M | 55.9M |
| Selling & Marketing Expense | 4.5M | 4.5M | 5.0M | 4.3M | 4.3M |
| Other Expenses | 39.1M | 20.3M | 44.8M | 46.6M | 51.0M |
| Total Operating Expenses | 123.7M | 124.8M | 114.4M | 109.2M | 111.2M |
| Cost and Expenses | 337.2M | 337.9M | 334.4M | 325.3M | 324.6M |
| Operating Income (EBIT) | 101.0M | 107.7M | 83.0M | 54.1M | (139.0M) |
| Non-Operating | |||||
| Interest Income | 421.9M | 421.9M | 399.5M | 376.8M | 359.8M |
| Interest Expense | 210.0M | 210.0M | 219.2M | 214.8M | 206.5M |
| Net Interest Income | 211.9M | 211.9M | 180.3M | 162.1M | 153.3M |
| Other Non-Op Income/Expense | 6.7M | — | — | — | — |
| Non-Operating Income (excl Interest) | (58.1M) | (210.0M) | — | — | — |
| EBT (Pre-Tax Income) | 107.7M | 107.7M | 83.0M | 54.1M | (139.0M) |
| Income Tax Expense | 21.3M | 21.3M | 15.0M | 16.1M | (37.3M) |
| Bottom Line | |||||
| Net Income | 86.4M | 86.4M | 68.0M | 38.0M | (101.7M) |
| Earnings from Cont. Ops | 86.4M | 86.4M | 68.0M | 38.0M | (101.7M) |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 86.4M | 86.4M | 68.0M | 38.0M | (101.6M) |
| Per Share | |||||
| Basic EPS | $0.69 | $0.69 | $0.52 | $0.29 | ($0.76) |
| Diluted EPS | $0.69 | $0.69 | $0.52 | $0.29 | ($0.76) |
| Revenue Per Share | $3.57 | $3.55 | $3.21 | $2.92 | $1.39 |
| Shares | |||||
| Basic Shares Outstanding | 122.7M | 125.6M | 130.0M | 129.9M | 133.6M |
| Diluted Shares Outstanding | 122.7M | 125.6M | 130.0M | 130.7M | 133.6M |
| Profitability Metrics | |||||
| EBITDA | 164.5M | 317.7M | 90.7M | 62.8M | (128.8M) |
| D&A | 5.5M | — | 7.7M | 8.7M | 10.1M |
| EBIT | 159.1M | 317.7M | 83.0M | 54.1M | (139.0M) |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026