CFFN
Capitol Federal Financial, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$8.87
+0.80%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 435.1M | 417.4M | 379.4M | 185.6M | 299.6M |
| Cost of Revenue | 217.9M | 220.0M | 216.0M | 213.4M | 82.3M |
| Gross Profit | 217.2M | 197.4M | 163.3M | (27.7M) | 217.3M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 75.9M | 69.7M | 62.6M | 60.3M | 64.8M |
| General & Admin Expense | 71.0M | 64.7M | 58.3M | 55.9M | 59.6M |
| Selling & Marketing Expense | 5.0M | 5.0M | 4.3M | 4.3M | 5.2M |
| Other Expenses | 45.4M | 44.8M | 46.6M | 51.0M | 45.3M |
| Total Operating Expenses | 121.3M | 114.4M | 109.2M | 111.2M | 110.1M |
| Cost and Expenses | 339.2M | 334.4M | 325.3M | 324.6M | 192.4M |
| Operating Income (EBIT) | 95.9M | 83.0M | 54.1M | (139.0M) | 107.2M |
| Non-Operating | |||||
| Interest Income | 419.7M | 399.5M | 376.8M | 359.8M | 279.5M |
| Interest Expense | 213.9M | 219.2M | 214.8M | 206.5M | 86.9M |
| Net Interest Income | 205.8M | 180.3M | 162.1M | 153.3M | 192.6M |
| Other Non-Op Income/Expense | 6.7M | — | — | — | — |
| Non-Operating Income (excl Interest) | (6.7M) | — | — | — | — |
| EBT (Pre-Tax Income) | 102.6M | 83.0M | 54.1M | (139.0M) | 107.2M |
| Income Tax Expense | 19.7M | 15.0M | 16.1M | (37.3M) | 22.8M |
| Bottom Line | |||||
| Net Income | 82.8M | 68.0M | 38.0M | (101.7M) | 84.5M |
| Earnings from Cont. Ops | 82.8M | 68.0M | 38.0M | (101.7M) | 84.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 82.8M | 68.0M | 38.0M | (101.6M) | 84.4M |
| Per Share | |||||
| Basic EPS | $0.65 | $0.52 | $0.29 | ($0.76) | $0.62 |
| Diluted EPS | $0.65 | $0.52 | $0.29 | ($0.76) | $0.62 |
| Revenue Per Share | $3.51 | $3.21 | $2.92 | $1.39 | $2.21 |
| Shares | |||||
| Basic Shares Outstanding | 124.0M | 130.0M | 129.9M | 133.6M | 135.7M |
| Diluted Shares Outstanding | 124.0M | 130.0M | 130.7M | 133.6M | 135.7M |
| Profitability Metrics | |||||
| EBITDA | 109.9M | 90.7M | 62.8M | (128.8M) | 117.9M |
| D&A | 7.3M | 7.7M | 8.7M | 10.1M | 10.7M |
| EBIT | 102.6M | 83.0M | 54.1M | (139.0M) | 107.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026