Commercial Bancgroup, Inc. (CBK) Financial Statements

Income statement

Metric	TTM	2025	2024	2023
Revenue
Total Revenue	130.4M	131.5M	133.3M	112.2M
Cost of Revenue	36.7M	41.3M	47.5M	33.8M
Gross Profit	93.7M	90.2M	85.9M	78.4M
Operating Expenses
R&D Expense	—	—	—	—
SG&A Expense	26.4M	26.0M	26.0M	21.8M
General & Admin Expense	26.4M	26.0M	26.0M	21.8M
Selling & Marketing Expense	—	—	—	—
Other Expenses	16.0M	16.5M	19.3M	16.9M
Total Operating Expenses	42.4M	42.5M	45.3M	38.7M
Cost and Expenses	79.1M	84.1M	92.8M	72.5M
Operating Income (EBIT)	53.2M	47.4M	40.6M	39.7M
Non-Operating
Interest Income	121.0M	121.6M	123.2M	102.6M
Interest Expense	35.7M	41.2M	45.6M	30.5M
Net Interest Income	85.3M	80.4M	77.6M	72.1M
Other Non-Op Income/Expense	(1.9M)	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—
EBT (Pre-Tax Income)	51.3M	47.4M	40.6M	39.7M
Income Tax Expense	10.8M	10.2M	8.9M	8.5M
Bottom Line
Net Income	40.5M	37.2M	31.4M	30.7M
Earnings from Cont. Ops	40.5M	37.2M	31.7M	31.2M
Earnings from Discont. Ops	—	—	—	—
Bottom Line Net Income	40.5M	37.2M	31.4M	30.7M
Per Share
Basic EPS	$2.96	$2.93	$2.58	$2.52
Diluted EPS	$2.95	$2.92	$2.54	$2.51
Revenue Per Share	$9.52	$9.51	$10.95	$9.21
Shares
Basic Shares Outstanding	13.7M	13.8M	12.2M	12.2M
Diluted Shares Outstanding	13.7M	13.8M	12.4M	12.2M
Profitability Metrics
EBITDA	54.4M	51.1M	45.2M	43.2M
D&A	3.1M	3.7M	4.6M	3.5M
EBIT	51.3M	47.4M	40.6M	39.7M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026