CB Financial Services, Inc. (CBFV) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	72.8M	68.6M	79.2M	60.0M	54.7M
Cost of Revenue	25.4M	25.8M	30.6M	17.2M	8.6M
Gross Profit	47.4M	42.9M	48.6M	42.9M	46.2M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	26.6M	1.6M	20.3M	23.4M	19.9M
General & Admin Expense	26.6M	1.0M	19.8M	23.0M	19.4M
Selling & Marketing Expense	—	566.0K	484.0K	426.0K	527.0K
Other Expenses	12.8M	36.0M	12.9M	(10.8M)	12.2M
Total Operating Expenses	39.4M	37.6M	33.2M	12.6M	32.1M
Cost and Expenses	64.9M	63.3M	63.9M	29.7M	40.7M
Operating Income (EBIT)	7.9M	5.3M	15.3M	30.3M	14.1M
Non-Operating
Interest Income	79.9M	75.9M	76.0M	62.1M	47.6M
Interest Expense	24.6M	25.2M	30.1M	17.7M	4.8M
Net Interest Income	55.3M	50.8M	46.0M	44.4M	42.8M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	7.9M	5.3M	15.3M	30.3M	14.1M
Income Tax Expense	716.0K	397.0K	2.7M	7.7M	2.8M
Bottom Line
Net Income	7.2M	4.9M	12.6M	22.6M	11.2M
Earnings from Cont. Ops	7.2M	4.9M	12.6M	22.6M	11.2M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	7.2M	4.9M	12.6M	22.6M	11.2M
Per Share
Basic EPS	$1.43	$0.97	$2.45	$4.41	$2.19
Diluted EPS	$1.28	$0.92	$2.38	$4.40	$2.18
Revenue Per Share	$14.35	$13.63	$15.43	$11.74	$10.66
Shares
Basic Shares Outstanding	5.1M	5.0M	5.1M	5.1M	5.1M
Diluted Shares Outstanding	5.4M	5.3M	5.3M	5.1M	5.1M
Profitability Metrics
EBITDA	9.3M	7.1M	17.8M	33.0M	16.8M
D&A	1.4M	1.8M	2.4M	2.7M	2.7M
EBIT	7.9M	5.3M	15.3M	30.3M	14.1M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026