CASH
Pathward Financial, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$83.19
+0.51%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 803.2M | 685.2M | 668.9M | 611.5M | 523.4M |
| Cost of Revenue | 81.0M | 68.4M | 79.3M | 120.1M | 61.7M |
| Gross Profit | 722.2M | 616.9M | 589.6M | 491.3M | 461.7M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 248.2M | 200.5M | 201.5M | 184.3M | 171.1M |
| General & Admin Expense | 248.2M | 200.5M | 201.5M | 184.3M | 171.1M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 263.5M | 193.3M | 169.5M | 152.0M | 110.3M |
| Total Operating Expenses | 511.7M | 393.8M | 370.9M | 336.3M | 281.4M |
| Cost and Expenses | 592.7M | 462.2M | 450.3M | 456.4M | 343.1M |
| Operating Income (EBIT) | 210.5M | 223.1M | 218.6M | 155.0M | 180.3M |
| Non-Operating | |||||
| Interest Income | 495.6M | 523.4M | 476.4M | 398.7M | 329.4M |
| Interest Expense | 10.2M | 11.6M | 21.2M | 10.9M | 4.9M |
| Net Interest Income | 485.3M | 511.8M | 455.1M | 387.9M | 324.6M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 210.5M | 223.1M | 218.6M | 155.0M | 180.3M |
| Income Tax Expense | 33.7M | 36.3M | 34.1M | 9.6M | 26.2M |
| Bottom Line | |||||
| Net Income | 175.7M | 185.9M | 183.2M | 143.3M | 151.1M |
| Earnings from Cont. Ops | 176.7M | 186.8M | 184.5M | 145.5M | 154.1M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 175.6M | 185.2M | 181.5M | 141.1M | 148.7M |
| Per Share | |||||
| Basic EPS | $8.02 | $7.91 | $7.21 | $6.01 | $5.26 |
| Diluted EPS | $7.98 | $7.87 | $7.20 | $5.99 | $5.26 |
| Revenue Per Share | $37.07 | $29.29 | $26.58 | $22.79 | $17.91 |
| Shares | |||||
| Basic Shares Outstanding | 21.7M | 23.4M | 25.2M | 26.8M | 29.2M |
| Diluted Shares Outstanding | 21.8M | 23.5M | 25.2M | 26.9M | 29.2M |
| Profitability Metrics | |||||
| EBITDA | 250.9M | 282.8M | 276.4M | 220.0M | 241.9M |
| D&A | 40.4M | 59.7M | 57.8M | 65.0M | 61.6M |
| EBIT | 210.5M | 223.1M | 218.6M | 155.0M | 180.3M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026