CASH
PATHWARD FINANCIAL, INC.
NASDAQ · Financial Services · Banks - Regional · US
$76.67
+0.88%Income statement
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 832.2M | 832.2M | 685.2M | 668.9M | 611.5M |
| Cost of Revenue | 97.5M | 97.5M | 68.4M | 79.3M | 120.1M |
| Gross Profit | 734.7M | 734.7M | 616.9M | 589.6M | 491.3M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 263.8M | 263.8M | 200.5M | 201.5M | 184.3M |
| General & Admin Expense | 263.8M | 263.8M | 200.5M | 201.5M | 184.3M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 265.7M | 265.7M | 193.3M | 169.5M | 152.0M |
| Total Operating Expenses | 529.5M | 529.5M | 393.8M | 370.9M | 336.3M |
| Cost and Expenses | 626.9M | 626.9M | 462.2M | 450.3M | 456.4M |
| Operating Income (EBIT) | 205.2M | 205.2M | 223.1M | 218.6M | 155.0M |
| Non-Operating | |||||
| Interest Income | 484.9M | 484.9M | 523.4M | 476.4M | 398.7M |
| Interest Expense | 10.0M | 10.0M | 11.6M | 21.2M | 10.9M |
| Net Interest Income | 474.9M | 474.9M | 511.8M | 455.1M | 387.9M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 205.2M | 205.2M | 223.1M | 218.6M | 155.0M |
| Income Tax Expense | 28.8M | 28.8M | 36.3M | 34.1M | 9.6M |
| Bottom Line | |||||
| Net Income | 175.6M | 175.7M | 185.9M | 183.2M | 143.3M |
| Earnings from Cont. Ops | 176.4M | 176.4M | 186.8M | 184.5M | 145.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 175.5M | 175.5M | 185.2M | 181.5M | 141.1M |
| Per Share | |||||
| Basic EPS | $8.18 | $8.18 | $7.91 | $7.21 | $6.01 |
| Diluted EPS | $8.14 | $8.14 | $7.87 | $7.20 | $5.99 |
| Revenue Per Share | $40.06 | $38.81 | $29.29 | $26.58 | $22.79 |
| Shares | |||||
| Basic Shares Outstanding | 20.8M | 21.4M | 23.4M | 25.2M | 26.8M |
| Diluted Shares Outstanding | 20.9M | 21.6M | 23.5M | 25.2M | 26.9M |
| Profitability Metrics | |||||
| EBITDA | 242.1M | 205.2M | 282.8M | 276.4M | 220.0M |
| D&A | 36.9M | — | 59.7M | 57.8M | 65.0M |
| EBIT | 205.2M | 205.2M | 223.1M | 218.6M | 155.0M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026