BVFL
BV Financial, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$21.58
−0.87%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 51.8M | 52.4M | 49.2M | 47.0M | 38.8M |
| Cost of Revenue | 10.9M | 12.3M | 11.3M | 9.1M | 4.5M |
| Gross Profit | 40.9M | 40.2M | 37.9M | 37.8M | 34.3M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 11.8M | 12.5M | 14.4M | 12.6M | 10.4M |
| General & Admin Expense | 11.7M | 12.5M | 14.3M | 12.6M | 10.3M |
| Selling & Marketing Expense | 62.0K | 37.0K | 23.0K | 43.0K | 23.0K |
| Other Expenses | 12.6M | 10.7M | 7.1M | 6.6M | 9.4M |
| Total Operating Expenses | 24.3M | 23.2M | 21.5M | 19.2M | 19.7M |
| Cost and Expenses | 35.2M | 35.5M | 32.8M | 28.4M | 24.2M |
| Operating Income (EBIT) | 16.6M | 17.0M | 16.4M | 18.6M | 14.6M |
| Non-Operating | |||||
| Interest Income | 39.7M | 49.7M | 46.7M | 43.4M | 33.4M |
| Interest Expense | 12.1M | 12.8M | 11.5M | 9.2M | 3.4M |
| Net Interest Income | 27.6M | 36.9M | 35.2M | 34.2M | 29.9M |
| Other Non-Op Income/Expense | 2.4M | 1.9M | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 19.0M | 18.9M | 16.4M | 18.6M | 14.6M |
| Income Tax Expense | 5.9M | 5.4M | 4.7M | 4.9M | 4.0M |
| Bottom Line | |||||
| Net Income | 13.1M | 13.5M | 11.7M | 13.7M | 10.5M |
| Earnings from Cont. Ops | 13.1M | 13.5M | 11.7M | 13.7M | 10.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 13.1M | 13.5M | 11.7M | 13.7M | 10.5M |
| Per Share | |||||
| Basic EPS | $1.52 | $1.44 | $1.10 | $1.47 | $1.32 |
| Diluted EPS | $1.48 | $1.43 | $1.10 | $1.47 | $1.32 |
| Revenue Per Share | $6.17 | $6.22 | $4.62 | $5.04 | $4.88 |
| Shares | |||||
| Basic Shares Outstanding | 8.4M | 8.4M | 10.7M | 9.3M | 8.0M |
| Diluted Shares Outstanding | 8.4M | 8.6M | 10.7M | 9.3M | 8.0M |
| Profitability Metrics | |||||
| EBITDA | 16.9M | 17.6M | 17.4M | 19.7M | 15.6M |
| D&A | 341.0K | 584.0K | 1.0M | 1.1M | 1.0M |
| EBIT | 16.6M | 17.0M | 16.4M | 18.6M | 14.6M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026