Banco Santander (Brasil) S.A. (BSBR) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	359.2B	151.5B	129.0B	121.4B	110.9B
Cost of Revenue	259.2B	109.8B	85.1B	85.8B	68.9B
Gross Profit	99.9B	41.7B	43.9B	35.5B	42.0B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	43.5B	19.4B	18.9B	18.1B	16.8B
General & Admin Expense	25.9B	18.9B	18.4B	17.5B	16.2B
Selling & Marketing Expense	17.6B	482.9M	516.4M	522.0M	540.6M
Other Expenses	17.4B	5.6B	5.9B	5.6B	5.6B
Total Operating Expenses	60.9B	25.0B	24.7B	23.6B	22.4B
Cost and Expenses	320.1B	134.8B	109.8B	109.4B	91.3B
Operating Income (EBIT)	39.1B	16.7B	19.2B	11.9B	19.6B
Non-Operating
Interest Income	339.7B	162.5B	137.2B	128.3B	115.2B
Interest Expense	220.3B	104.9B	80.5B	81.4B	67.7B
Net Interest Income	119.4B	57.6B	56.7B	46.9B	47.5B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	39.1B	16.7B	19.2B	11.9B	19.6B
Income Tax Expense	9.2B	3.8B	5.8B	2.4B	5.2B
Bottom Line
Net Income	30.0B	12.8B	13.4B	9.4B	14.3B
Earnings from Cont. Ops	29.8B	13.0B	13.4B	9.5B	14.3B
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	23.4B	6.2B	6.5B	4.6B	6.9B
Per Share
Basic EPS	$3.13	$0.83	$0.87	$0.62	$1.92
Diluted EPS	$3.13	$0.83	$0.87	$0.62	$1.90
Revenue Per Share	$47.97	$20.26	$17.30	$16.29	$14.91
Shares
Basic Shares Outstanding	7.5B	7.5B	7.5B	7.5B	7.4B
Diluted Shares Outstanding	7.5B	7.5B	7.5B	7.5B	7.5B
Profitability Metrics
EBITDA	41.7B	19.4B	21.9B	14.7B	22.2B
D&A	2.6B	2.6B	2.7B	2.7B	2.6B
EBIT	39.1B	16.7B	19.2B	11.9B	19.6B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026