BLFY
Blue Foundry Bancorp
NASDAQ · Financial Services · Banks - Regional · US
$13.24
+0.00%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 97.0M | 97.0M | 87.2M | 80.9M | 65.1M |
| Cost of Revenue | 50.0M | 50.0M | 46.6M | 36.7M | 9.3M |
| Gross Profit | 46.9M | 46.9M | 40.7M | 44.2M | 55.8M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 467.0K | 33.3M | 30.6M | 29.6M | 30.7M |
| General & Admin Expense | — | 32.9M | 30.3M | 29.2M | 29.6M |
| Selling & Marketing Expense | 467.0K | 467.0K | 292.0K | 354.0K | 1.1M |
| Other Expenses | 56.5M | 23.6M | 22.0M | 22.0M | 22.4M |
| Total Operating Expenses | 57.0M | 57.0M | 52.6M | 51.6M | 53.1M |
| Cost and Expenses | 107.0M | 107.0M | 99.2M | 88.3M | 62.3M |
| Operating Income (EBIT) | (10.0M) | (10.0M) | (11.9M) | (7.4M) | 2.7M |
| Non-Operating | |||||
| Interest Income | 95.3M | 95.3M | 85.5M | 79.1M | 62.4M |
| Interest Expense | 47.9M | 47.9M | 47.9M | 37.2M | 10.6M |
| Net Interest Income | 47.4M | 47.4M | 37.5M | 41.9M | 51.8M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | (10.0M) | (10.0M) | (11.9M) | (7.4M) | 2.7M |
| Income Tax Expense | — | — | — | — | 338.0K |
| Bottom Line | |||||
| Net Income | (10.0M) | (10.0M) | (11.9M) | (7.4M) | 2.4M |
| Earnings from Cont. Ops | (10.0M) | (10.0M) | (11.9M) | (7.4M) | 2.4M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | (10.0M) | (10.0M) | (11.9M) | (7.4M) | 2.4M |
| Per Share | |||||
| Basic EPS | ($0.51) | ($0.51) | ($0.55) | ($0.31) | $0.09 |
| Diluted EPS | ($0.51) | ($0.51) | ($0.55) | ($0.31) | $0.09 |
| Revenue Per Share | $4.94 | $4.94 | $4.06 | $3.38 | $2.49 |
| Shares | |||||
| Basic Shares Outstanding | 19.6M | 19.6M | 21.5M | 23.9M | 26.2M |
| Diluted Shares Outstanding | 19.6M | 19.6M | 21.5M | 23.9M | 26.3M |
| Profitability Metrics | |||||
| EBITDA | (7.1M) | (7.1M) | (8.8M) | (4.5M) | 5.4M |
| D&A | 3.0M | 3.0M | 3.1M | 2.9M | 2.7M |
| EBIT | (10.0M) | (10.0M) | (11.9M) | (7.4M) | 2.7M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Dec 1, 2025