California BanCorp \ CA (BCAL) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	229.7M	237.1M	184.6M	126.9M	98.0M
Cost of Revenue	47.9M	48.1M	78.5M	30.3M	11.7M
Gross Profit	181.8M	189.0M	106.1M	96.6M	86.3M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	67.9M	63.8M	51.3M	40.1M	38.0M
General & Admin Expense	67.9M	63.8M	51.3M	40.1M	38.0M
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	34.2M	37.3M	46.6M	19.6M	26.3M
Total Operating Expenses	102.1M	101.0M	97.8M	59.7M	64.3M
Cost and Expenses	149.9M	149.1M	176.3M	90.0M	76.0M
Operating Income (EBIT)	79.8M	88.0M	8.3M	36.9M	22.0M
Non-Operating
Interest Income	221.2M	226.0M	179.8M	123.5M	93.6M
Interest Expense	48.7M	56.9M	56.8M	29.4M	5.8M
Net Interest Income	172.5M	169.1M	123.0M	94.1M	87.8M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	79.8M	88.0M	8.3M	36.9M	22.0M
Income Tax Expense	21.2M	24.9M	2.8M	10.9M	5.9M
Bottom Line
Net Income	58.5M	63.1M	5.4M	25.9M	16.1M
Earnings from Cont. Ops	58.5M	63.1M	5.4M	25.9M	16.1M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	58.5M	63.1M	5.4M	25.9M	16.1M
Per Share
Basic EPS	$1.82	$1.95	$0.22	$1.42	$0.90
Diluted EPS	$1.79	$1.93	$0.22	$1.39	$0.88
Revenue Per Share	$7.09	$7.24	$7.61	$6.96	$5.50
Shares
Basic Shares Outstanding	32.4M	32.7M	24.2M	18.2M	17.8M
Diluted Shares Outstanding	32.4M	32.7M	24.6M	18.7M	18.2M
Profitability Metrics
EBITDA	83.4M	93.6M	11.9M	38.8M	24.0M
D&A	3.7M	5.6M	3.6M	1.9M	2.0M
EBIT	79.8M	88.0M	8.3M	36.9M	22.0M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Sep 1, 2026