Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	48.9B	36.9B	35.5B	58.2B	40.4B
Cost of Revenue	14.9B	6.1B	42.1B	29.2B	15.7B
Gross Profit	33.9B	30.9B	(6.7B)	29.0B	24.7B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	13.9B	12.8B	12.7B	11.0B	9.5B
General & Admin Expense	13.9B	12.8B	12.7B	10.6B	9.2B
Selling & Marketing Expense	—	—	—	349.0M	266.0M
Other Expenses	2.6B	1.8B	(34.7B)	5.6B	4.9B
Total Operating Expenses	16.5B	14.6B	(22.1B)	16.5B	14.4B
Cost and Expenses	31.5B	20.7B	20.1B	45.8B	30.1B
Operating Income (EBIT)	17.4B	16.2B	15.4B	12.4B	10.3B
Non-Operating
Interest Income	37.0B	26.3B	25.3B	47.9B	31.4B
Interest Expense	8.1B	—	36.4B	24.8B	12.3B
Net Interest Income	28.8B	26.3B	(11.1B)	23.1B	19.1B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	17.4B	16.2B	15.4B	12.4B	10.3B
Income Tax Expense	5.6B	5.1B	4.8B	4.0B	3.5B
Bottom Line
Net Income	11.1B	10.5B	10.1B	8.0B	6.4B
Earnings from Cont. Ops	11.8B	11.1B	10.6B	8.4B	6.8B
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	11.0B	10.1B	9.7B	7.7B	6.0B
Per Share
Basic EPS	$1.88	$1.69	$1.68	$1.29	$0.98
Diluted EPS	$1.88	$1.69	$1.68	$1.29	$0.98
Revenue Per Share	$8.46	$6.18	$6.15	$9.77	$6.52
Shares
Basic Shares Outstanding	5.8B	6.0B	5.8B	6.0B	6.2B
Diluted Shares Outstanding	5.8B	6.0B	5.8B	6.0B	6.2B
Profitability Metrics
EBITDA	19.0B	17.7B	16.9B	13.8B	11.6B
D&A	1.6B	1.5B	1.5B	1.4B	1.3B
EBIT	17.4B	16.2B	15.4B	12.4B	10.3B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026