BAP
Credicorp Ltd.
NYSE · Financial Services · Banks - Regional · PE
$383.77
−0.11%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 29.4B | 28.9B | 27.0B | 25.4B | 20.6B |
| Cost of Revenue | 6.8B | 7.6B | 9.7B | 9.7B | 5.9B |
| Gross Profit | 22.6B | 21.3B | 17.3B | 15.7B | 14.8B |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 7.2B | 8.7B | 8.0B | 7.4B | 6.6B |
| General & Admin Expense | 7.0B | 8.2B | 7.2B | 6.7B | 6.0B |
| Selling & Marketing Expense | 210.0M | 514.4M | 771.0M | 720.7M | 652.6M |
| Other Expenses | 4.7B | 2.7B | 1.5B | 1.5B | 1.3B |
| Total Operating Expenses | 11.8B | 11.4B | 9.5B | 8.9B | 7.9B |
| Cost and Expenses | 18.7B | 19.0B | 19.2B | 18.5B | 13.8B |
| Operating Income (EBIT) | 10.8B | 9.9B | 7.8B | 6.8B | 6.9B |
| Non-Operating | |||||
| Interest Income | 19.6B | 18.8B | 19.8B | 18.8B | 15.0B |
| Interest Expense | 4.8B | 4.9B | 5.8B | 5.9B | 3.9B |
| Net Interest Income | 14.8B | 13.9B | 14.1B | 12.9B | 11.1B |
| Other Non-Op Income/Expense | (214.7M) | — | — | — | — |
| Non-Operating Income (excl Interest) | 15.4M | — | — | — | — |
| EBT (Pre-Tax Income) | 10.6B | 9.9B | 7.8B | 6.8B | 6.9B |
| Income Tax Expense | 3.1B | 2.9B | 2.2B | 1.9B | 2.1B |
| Bottom Line | |||||
| Net Income | 7.3B | 6.9B | 5.5B | 4.9B | 4.6B |
| Earnings from Cont. Ops | 7.5B | 7.1B | 5.6B | 5.0B | 4.8B |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 7.3B | 6.9B | 5.5B | 4.9B | 4.6B |
| Per Share | |||||
| Basic EPS | $92.48 | $87.25 | $69.09 | $61.08 | $58.26 |
| Diluted EPS | $92.45 | $86.80 | $69.09 | $61.08 | $58.13 |
| Revenue Per Share | $370.76 | $362.43 | $339.07 | $319.24 | $259.34 |
| Shares | |||||
| Basic Shares Outstanding | 79.4M | 79.8M | 79.6M | 79.5M | 79.5M |
| Diluted Shares Outstanding | 79.4M | 79.8M | 79.6M | 79.7M | 79.5M |
| Profitability Metrics | |||||
| EBITDA | 11.2B | 10.8B | 8.5B | 7.5B | 7.5B |
| D&A | 460.7M | 901.9M | 722.6M | 667.1M | 643.6M |
| EBIT | 10.8B | 9.9B | 7.8B | 6.8B | 6.9B |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026