ATLCP
Atlanticus Holdings Corporation
NASDAQ · Financial Services · Financial - Credit Services · US
$23.90
+0.50%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 1.7B | 704.5M | 459.6M | 365.7M | 374.4M |
| Cost of Revenue | 283.8M | 308.1M | 176.5M | 111.5M | 83.1M |
| Gross Profit | 1.4B | 396.4M | 283.0M | 254.2M | 291.3M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 24.1M | 182.8M | 106.3M | 96.3M | 105.5M |
| General & Admin Expense | 40.7M | 69.6M | 50.1M | 43.9M | 43.1M |
| Selling & Marketing Expense | (16.6M) | 113.3M | 56.2M | 52.4M | 62.4M |
| Other Expenses | 1.1B | 53.8M | 38.1M | 29.3M | 36.6M |
| Total Operating Expenses | 1.1B | 236.6M | 144.5M | 125.6M | 142.0M |
| Cost and Expenses | 1.4B | 544.8M | 321.0M | 237.1M | 225.1M |
| Operating Income (EBIT) | 293.7M | 159.7M | 138.6M | 128.6M | 149.3M |
| Non-Operating | |||||
| Interest Income | 2.0B | 1.4B | 979.8M | 879.1M | 786.2M |
| Interest Expense | 446.9M | 301.9M | 160.2M | 109.3M | 81.9M |
| Net Interest Income | 1.5B | 1.1B | 819.6M | 769.8M | 704.4M |
| Other Non-Op Income/Expense | (90.2M) | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 203.6M | 159.7M | 138.6M | 128.6M | 149.3M |
| Income Tax Expense | 50.1M | 39.1M | 28.5M | 26.6M | 14.7M |
| Bottom Line | |||||
| Net Income | 154.0M | 122.2M | 111.3M | 102.8M | 135.6M |
| Earnings from Cont. Ops | 153.5M | 120.6M | 110.1M | 102.0M | 134.6M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 148.9M | 122.2M | 89.8M | 80.0M | 112.9M |
| Per Share | |||||
| Basic EPS | $9.60 | $7.39 | $5.93 | $5.35 | $7.55 |
| Diluted EPS | $7.66 | $5.96 | $4.77 | $4.24 | $5.83 |
| Revenue Per Share | $109.54 | $46.58 | $31.16 | $25.21 | $25.59 |
| Shares | |||||
| Basic Shares Outstanding | 15.1M | 15.1M | 14.7M | 14.5M | 14.6M |
| Diluted Shares Outstanding | 19.2M | 19.2M | 18.8M | 18.9M | 19.4M |
| Profitability Metrics | |||||
| EBITDA | 307.5M | 169.6M | 143.8M | 132.6M | 154.1M |
| D&A | 13.8M | 9.9M | 5.2M | 4.0M | 4.8M |
| EBIT | 293.7M | 159.7M | 138.6M | 128.6M | 149.3M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026