ASRV
AmeriServ Financial, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$5.08
+0.20%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 89.5M | 88.3M | 84.5M | 77.2M | 65.8M |
| Cost of Revenue | 29.1M | 33.2M | 31.3M | 32.3M | 8.5M |
| Gross Profit | 60.4M | 55.1M | 53.1M | 45.0M | 57.2M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 26.1M | 33.5M | 29.4M | 30.3M | 29.0M |
| General & Admin Expense | 26.1M | 33.5M | 29.4M | 30.3M | 29.0M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 23.9M | 14.9M | 19.3M | 19.0M | 19.0M |
| Total Operating Expenses | 50.0M | 48.3M | 48.7M | 49.4M | 48.0M |
| Cost and Expenses | 79.2M | 81.5M | 80.1M | 81.6M | 56.5M |
| Operating Income (EBIT) | 10.4M | 6.8M | 4.4M | (4.4M) | 9.2M |
| Non-Operating | |||||
| Interest Income | 72.2M | 71.4M | 66.5M | 60.9M | 49.1M |
| Interest Expense | 28.1M | 29.1M | 30.5M | 24.8M | 8.5M |
| Net Interest Income | 44.1M | 42.3M | 36.0M | 36.0M | 40.6M |
| Other Non-Op Income/Expense | — | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 10.4M | 6.8M | 4.4M | (4.4M) | 9.2M |
| Income Tax Expense | 1.9M | 1.2M | 798.0K | (1.0M) | 1.8M |
| Bottom Line | |||||
| Net Income | 8.5M | 5.6M | 3.6M | (3.3M) | 7.4M |
| Earnings from Cont. Ops | 8.5M | 5.6M | 3.6M | (3.3M) | 7.4M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 8.5M | 5.6M | 3.6M | (3.3M) | 7.4M |
| Per Share | |||||
| Basic EPS | $0.51 | $0.34 | $0.21 | ($0.20) | $0.44 |
| Diluted EPS | $0.51 | $0.34 | $0.21 | ($0.20) | $0.43 |
| Revenue Per Share | $5.28 | $5.35 | $5.03 | $4.51 | $3.84 |
| Shares | |||||
| Basic Shares Outstanding | 17.0M | 16.5M | 16.8M | 17.1M | 17.1M |
| Diluted Shares Outstanding | 17.0M | 16.5M | 16.8M | 17.1M | 17.1M |
| Profitability Metrics | |||||
| EBITDA | 12.0M | 8.9M | 6.5M | (2.3M) | 11.3M |
| D&A | 1.6M | 2.1M | 2.1M | 2.1M | 2.1M |
| EBIT | 10.4M | 6.8M | 4.4M | (4.4M) | 9.2M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026