AFBI
Affinity Bancshares, Inc.
NASDAQ · Financial Services · Banks - Regional · US
$23.00
+0.00%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 52.7M | 52.9M | 50.0M | 45.2M | 34.5M |
| Cost of Revenue | 20.0M | 20.0M | 19.2M | 15.5M | 3.1M |
| Gross Profit | 32.7M | 32.9M | 30.7M | 29.7M | 31.5M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 18.4M | 16.5M | 13.1M | 12.3M | 12.2M |
| General & Admin Expense | 18.4M | 16.5M | 13.1M | 12.3M | 12.2M |
| Selling & Marketing Expense | — | — | — | — | — |
| Other Expenses | 3.1M | 5.2M | 10.6M | 9.1M | 9.9M |
| Total Operating Expenses | 21.5M | 21.7M | 23.8M | 21.3M | 22.1M |
| Cost and Expenses | 41.4M | 41.7M | 43.0M | 36.8M | 25.2M |
| Operating Income (EBIT) | 11.3M | 11.2M | 7.0M | 8.4M | 9.3M |
| Non-Operating | |||||
| Interest Income | 63.3M | 63.0M | 48.0M | 42.7M | 32.1M |
| Interest Expense | 19.9M | 19.9M | 18.8M | 15.5M | 2.4M |
| Net Interest Income | 43.4M | 43.1M | 29.2M | 27.2M | 29.8M |
| Other Non-Op Income/Expense | 552.0K | — | — | — | — |
| Non-Operating Income (excl Interest) | — | — | — | — | — |
| EBT (Pre-Tax Income) | 11.8M | 11.2M | 7.0M | 8.4M | 9.3M |
| Income Tax Expense | 3.0M | 2.9M | 1.5M | 1.9M | 2.2M |
| Bottom Line | |||||
| Net Income | 8.8M | 8.3M | 5.4M | 6.4M | 7.1M |
| Earnings from Cont. Ops | 8.8M | 8.3M | 5.4M | 6.4M | 7.1M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 8.8M | 8.3M | 5.4M | 6.4M | 7.1M |
| Per Share | |||||
| Basic EPS | $1.41 | $1.33 | $0.85 | $1.00 | $1.07 |
| Diluted EPS | $1.37 | $1.29 | $0.83 | $0.98 | $1.06 |
| Revenue Per Share | $8.65 | $8.63 | $7.79 | $6.97 | $5.18 |
| Shares | |||||
| Basic Shares Outstanding | 6.1M | 6.1M | 6.4M | 6.5M | 6.7M |
| Diluted Shares Outstanding | 6.3M | 6.3M | 6.6M | 6.6M | 6.8M |
| Profitability Metrics | |||||
| EBITDA | 12.0M | 12.0M | 7.7M | 9.1M | 9.7M |
| D&A | 718.0K | 720.0K | 738.0K | 735.0K | 338.0K |
| EBIT | 11.3M | 11.2M | 7.0M | 8.4M | 9.3M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Mar 1, 2026