ACNB Corporation (ACNB) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	199.9M	170.4M	132.2M	114.7M	108.4M
Cost of Revenue	40.0M	44.9M	21.1M	9.2M	3.6M
Gross Profit	159.9M	125.5M	111.1M	105.6M	104.8M
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	71.4M	67.4M	44.4M	42.3M	37.1M
General & Admin Expense	71.4M	67.4M	44.4M	42.3M	37.1M
Selling & Marketing Expense	—	—	—	—	—
Other Expenses	19.9M	11.6M	26.3M	23.4M	22.8M
Total Operating Expenses	91.3M	79.1M	70.7M	65.7M	59.9M
Cost and Expenses	131.3M	123.9M	91.8M	74.9M	63.5M
Operating Income (EBIT)	68.6M	46.5M	40.4M	39.8M	45.0M
Non-Operating
Interest Income	170.9M	163.2M	106.5M	96.3M	86.9M
Interest Expense	39.8M	40.1M	23.9M	8.3M	3.6M
Net Interest Income	131.2M	123.1M	82.6M	88.0M	83.3M
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—	—
EBT (Pre-Tax Income)	68.6M	46.5M	40.4M	39.8M	45.0M
Income Tax Expense	14.0M	9.4M	8.6M	8.2M	9.2M
Bottom Line
Net Income	54.6M	37.1M	31.8M	31.7M	35.8M
Earnings from Cont. Ops	54.6M	37.1M	31.8M	31.7M	35.8M
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	54.6M	37.1M	31.8M	31.7M	35.8M
Per Share
Basic EPS	$5.29	$3.61	$3.75	$3.72	$4.15
Diluted EPS	$5.27	$3.60	$3.73	$3.71	$4.15
Revenue Per Share	$19.66	$16.61	$15.55	$13.49	$12.73
Shares
Basic Shares Outstanding	10.2M	10.3M	8.5M	8.5M	8.5M
Diluted Shares Outstanding	10.2M	10.3M	8.5M	8.5M	8.5M
Profitability Metrics
EBITDA	73.2M	53.2M	43.5M	43.2M	48.7M
D&A	4.6M	6.7M	3.0M	3.4M	3.8M
EBIT	68.6M	46.5M	40.4M	39.8M	45.0M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026