Bank of Qingdao Co., Ltd. (03866.HK) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	23.5B	26.2B	24.8B	22.9B	21.9B
Cost of Revenue	11.1B	14.7B	12.5B	11.9B	11.5B
Gross Profit	12.4B	11.5B	12.3B	11.0B	10.3B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	1.7B	2.8B	1.3B	1.3B	1.3B
General & Admin Expense	709.3M	2.8B	1.3B	1.3B	1.3B
Selling & Marketing Expense	956.2M	—	—	—	—
Other Expenses	3.8B	2.6B	5.9B	5.8B	5.9B
Total Operating Expenses	5.5B	5.4B	7.3B	7.1B	7.2B
Cost and Expenses	16.6B	20.1B	19.8B	19.0B	18.7B
Operating Income (EBIT)	6.9B	6.1B	5.0B	3.9B	3.1B
Non-Operating
Interest Income	17.9B	22.6B	22.4B	21.1B	19.8B
Interest Expense	8.9B	11.8B	12.5B	11.9B	11.5B
Net Interest Income	9.0B	10.8B	9.9B	9.3B	8.3B
Other Non-Op Income/Expense	310.5M	—	—	—	—
Non-Operating Income (excl Interest)	775.4M	—	—	—	—
EBT (Pre-Tax Income)	7.2B	6.1B	5.0B	3.9B	3.1B
Income Tax Expense	1.4B	864.3M	590.4M	262.0M	(31.6M)
Bottom Line
Net Income	5.6B	5.1B	4.3B	3.5B	3.1B
Earnings from Cont. Ops	5.8B	5.2B	4.4B	3.7B	3.2B
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	5.5B	4.8B	4.0B	3.3B	2.6B
Per Share
Basic EPS	HK$0.94	HK$0.83	HK$0.69	HK$0.57	HK$0.45
Diluted EPS	HK$0.94	HK$0.83	HK$0.69	HK$0.57	HK$0.45
Revenue Per Share	HK$4.03	HK$4.50	HK$4.26	HK$3.93	HK$3.84
Shares
Basic Shares Outstanding	5.8B	5.8B	5.8B	5.8B	5.7B
Diluted Shares Outstanding	5.8B	5.8B	5.8B	5.8B	5.7B
Profitability Metrics
EBITDA	6.1B	6.7B	5.6B	4.5B	3.7B
D&A	—	595.2M	598.2M	565.2M	547.5M
EBIT	6.1B	6.1B	5.0B	3.9B	3.1B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026