Chongqing Rural Commercial Bank Co., Ltd. (03618.HK) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	45.5B	27.9B	52.3B	22.0B	54.7B
Cost of Revenue	21.3B	5.3B	24.6B	—	25.9B
Gross Profit	24.2B	22.6B	27.7B	22.0B	28.9B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	—	5.5B	2.5B	9.3B	2.6B
General & Admin Expense	—	5.5B	2.5B	2.7B	2.6B
Selling & Marketing Expense	—	—	—	6.6B	—
Other Expenses	9.6B	9.1B	12.3B	—	14.7B
Total Operating Expenses	9.6B	14.6B	14.9B	9.3B	17.3B
Cost and Expenses	30.9B	14.5B	39.5B	9.3B	43.2B
Operating Income (EBIT)	14.6B	13.7B	12.8B	12.7B	11.6B
Non-Operating
Interest Income	35.2B	46.5B	47.1B	49.9B	51.3B
Interest Expense	15.7B	22.2B	24.6B	26.4B	25.9B
Net Interest Income	19.5B	24.3B	22.5B	23.5B	25.4B
Other Non-Op Income/Expense	(23.6M)	—	—	(493.0M)	—
Non-Operating Income (excl Interest)	23.6M	—	—	13.5B	—
EBT (Pre-Tax Income)	14.6B	13.4B	12.8B	12.2B	11.6B
Income Tax Expense	1.8B	1.3B	1.0B	1.1B	1.1B
Bottom Line
Net Income	12.5B	12.1B	11.5B	10.9B	10.3B
Earnings from Cont. Ops	12.8B	12.4B	11.8B	11.1B	10.5B
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	12.5B	11.9B	11.3B	10.7B	10.1B
Per Share
Basic EPS	HK$1.11	HK$1.05	HK$0.99	HK$0.94	HK$0.89
Diluted EPS	HK$1.11	HK$1.05	HK$0.99	HK$0.94	HK$0.89
Revenue Per Share	HK$4.01	HK$2.45	HK$4.60	HK$1.94	HK$4.82
Shares
Basic Shares Outstanding	11.4B	11.4B	11.4B	11.4B	11.4B
Diluted Shares Outstanding	11.4B	11.4B	11.4B	11.4B	11.4B
Profitability Metrics
EBITDA	14.6B	14.6B	13.7B	13.1B	12.4B
D&A	—	884.6M	877.3M	856.7M	820.2M
EBIT	14.6B	13.7B	12.8B	(856.7M)	11.6B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026