Yibin Bank (02596.HK) Financial Statements

Income statement

Metric	2025	2024	2023	2022
Revenue
Total Revenue	4.3B	4.2B	3.9B	3.0B
Cost of Revenue	2.8B	2.1B	1.8B	1.4B
Gross Profit	1.5B	2.1B	2.1B	1.6B
Operating Expenses
R&D Expense	—	—	—	—
SG&A Expense	394.2M	209.5M	187.1M	174.3M
General & Admin Expense	394.2M	209.5M	187.1M	174.3M
Selling & Marketing Expense	—	—	—	—
Other Expenses	453.0M	1.3B	1.4B	939.9M
Total Operating Expenses	847.2M	1.6B	1.6B	1.1B
Cost and Expenses	3.7B	3.7B	3.3B	2.6B
Operating Income (EBIT)	636.3M	566.5M	542.6M	477.5M
Non-Operating
Interest Income	3.9B	3.7B	3.6B	3.2B
Interest Expense	2.0B	2.1B	1.8B	1.4B
Net Interest Income	1.9B	1.6B	1.8B	1.8B
Other Non-Op Income/Expense	—	—	—	—
Non-Operating Income (excl Interest)	—	—	—	—
EBT (Pre-Tax Income)	636.3M	566.5M	542.6M	477.5M
Income Tax Expense	91.3M	88.7M	65.2M	45.0M
Bottom Line
Net Income	545.8M	513.4M	468.5M	437.7M
Earnings from Cont. Ops	545.1M	477.8M	477.4M	432.5M
Earnings from Discont. Ops	—	—	—	—
Bottom Line Net Income	545.8M	513.4M	468.5M	437.7M
Per Share
Basic EPS	HK$0.12	HK$0.11	HK$0.10	HK$0.10
Diluted EPS	HK$0.12	HK$0.11	HK$0.10	HK$0.10
Revenue Per Share	HK$0.95	HK$0.92	HK$0.84	HK$0.66
Shares
Basic Shares Outstanding	4.6B	4.6B	4.6B	4.6B
Diluted Shares Outstanding	4.6B	4.6B	4.6B	4.6B
Profitability Metrics
EBITDA	690.0M	627.8M	612.9M	554.2M
D&A	53.6M	61.3M	70.3M	76.7M
EBIT	636.3M	566.5M	542.6M	477.5M

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Dec 1, 2025