02003.HK
VCREDIT Holdings Limited
HKSE · Financial Services · Financial - Credit Services · HK
HKD 0.91
+0.00%Income statement
| Metric | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 4.7B | 1.9B | 2.7B | 2.8B | 1.8B |
| Cost of Revenue | — | 1.9B | 347.9M | 331.3M | 531.0M |
| Gross Profit | 4.7B | 2.6B | 2.7B | 1.5B | 1.2B |
| Operating Expenses | |||||
| R&D Expense | 306.1M | 180.6M | 125.5M | 125.9M | 97.7M |
| SG&A Expense | 1.2B | 605.1M | 559.0M | 390.2M | 320.0M |
| General & Admin Expense | 1.0B | 549.1M | 498.0M | 336.8M | 284.4M |
| Selling & Marketing Expense | 117.1M | 56.0M | 61.1M | 53.4M | 35.6M |
| Other Expenses | 3.2B | 1.8B | 1.4B | 355.0M | 2.3M |
| Total Operating Expenses | 4.7B | 2.6B | 2.1B | 871.1M | 420.0M |
| Cost and Expenses | 4.7B | 2.6B | 2.1B | 2.2B | 1.7B |
| Operating Income (EBIT) | (33.3M) | (669.5M) | 636.2M | 604.8M | 695.1M |
| Non-Operating | |||||
| Interest Income | 1.0B | 2.2B | 2.0B | 1.5B | 1.9B |
| Interest Expense | 140.6M | 296.9M | 347.9M | 331.3M | 531.0M |
| Net Interest Income | 896.4M | 1.9B | 1.6B | 1.2B | 1.4B |
| Other Non-Op Income/Expense | (16.8M) | (10.0M) | (6.8M) | (7.9M) | (578.3M) |
| Non-Operating Income (excl Interest) | 2.3B | — | 697.9M | 895.7M | — |
| EBT (Pre-Tax Income) | (50.1M) | (679.5M) | 629.4M | 597.0M | 695.1M |
| Income Tax Expense | 34.5M | 119.7M | 151.2M | 143.1M | 162.6M |
| Bottom Line | |||||
| Net Income | (81.6M) | (559.8M) | 478.2M | 453.9M | 532.5M |
| Earnings from Cont. Ops | (68.7M) | (559.8M) | 478.2M | 453.9M | 532.5M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | (81.6M) | (559.8M) | 478.2M | 453.9M | 532.5M |
| Per Share | |||||
| Basic EPS | (HK$0.17) | (HK$1.15) | HK$0.98 | HK$0.93 | HK$1.09 |
| Diluted EPS | (HK$0.17) | (HK$1.15) | HK$0.98 | HK$0.93 | HK$1.09 |
| Revenue Per Share | HK$9.53 | HK$3.94 | HK$5.60 | HK$5.82 | HK$3.64 |
| Shares | |||||
| Basic Shares Outstanding | 488.3M | 486.8M | 488.2M | 488.1M | 487.3M |
| Diluted Shares Outstanding | 489.1M | 488.1M | 489.8M | 490.0M | 490.2M |
| Profitability Metrics | |||||
| EBITDA | (771.9M) | (313.6M) | — | — | 748.9M |
| D&A | 128.4M | 58.0M | 61.7M | 56.3M | 53.8M |
| EBIT | (1.9B) | (371.6M) | (61.7M) | (56.3M) | 695.1M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Dec 1, 2025