01319.HK
Oi Wah Pawnshop Credit Holdings Limited
HKSE · Financial Services · Financial - Mortgages · HK
HKD 0.30
+0.00%Income statement
| Metric | TTM | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|---|
| Revenue | |||||
| Total Revenue | 305.2M | 173.5M | 176.0M | 161.0M | 159.0M |
| Cost of Revenue | (22.8M) | 8.9M | 3.9M | — | — |
| Gross Profit | 323.7M | 164.5M | 172.1M | 161.0M | 159.0M |
| Operating Expenses | |||||
| R&D Expense | — | — | — | — | — |
| SG&A Expense | 9.7M | — | 5.7M | 6.3M | 5.2M |
| General & Admin Expense | 6.1M | — | 3.2M | 3.8M | 2.9M |
| Selling & Marketing Expense | 3.6M | — | 2.5M | 2.5M | 2.3M |
| Other Expenses | 71.9M | 63.0M | 101.7M | 45.3M | 51.9M |
| Total Operating Expenses | 125.3M | 63.0M | 107.4M | 51.6M | 57.1M |
| Cost and Expenses | 134.1M | 71.9M | 111.3M | 51.6M | 57.1M |
| Operating Income (EBIT) | 172.2M | 101.6M | 64.7M | 109.4M | 112.5M |
| Non-Operating | |||||
| Interest Income | 152.3M | 152.3M | 158.3M | — | 163.2M |
| Interest Expense | 3.8M | 3.8M | 3.9M | — | 9.8M |
| Net Interest Income | 148.5M | 148.5M | 154.3M | — | 153.4M |
| Other Non-Op Income/Expense | (9.8M) | (3.8M) | (6.0M) | (6.1M) | (9.8M) |
| Non-Operating Income (excl Interest) | 115.3M | 64.0K | 68.6M | (2.2M) | (842.0K) |
| EBT (Pre-Tax Income) | 162.5M | 97.7M | 64.7M | 103.3M | 102.7M |
| Income Tax Expense | 23.9M | 15.1M | 8.8M | 16.8M | 16.6M |
| Bottom Line | |||||
| Net Income | 138.5M | 82.6M | 55.9M | 86.4M | 86.1M |
| Earnings from Cont. Ops | 138.5M | 82.6M | 55.9M | 86.4M | 86.1M |
| Earnings from Discont. Ops | — | — | — | — | — |
| Bottom Line Net Income | 138.5M | 82.6M | 55.9M | 86.4M | 86.1M |
| Per Share | |||||
| Basic EPS | HK$0.07 | HK$0.04 | HK$0.03 | HK$0.04 | HK$0.04 |
| Diluted EPS | HK$0.07 | HK$0.04 | HK$0.03 | HK$0.04 | HK$0.04 |
| Revenue Per Share | HK$0.16 | HK$0.09 | HK$0.09 | HK$0.08 | HK$0.08 |
| Shares | |||||
| Basic Shares Outstanding | 1.9B | 1.9B | 1.9B | 1.9B | 1.9B |
| Diluted Shares Outstanding | 1.9B | 1.9B | 1.9B | 1.9B | 1.9B |
| Profitability Metrics | |||||
| EBITDA | 189.7M | 110.4M | 73.2M | 121.2M | 122.8M |
| D&A | 17.4M | 8.9M | 8.5M | 9.5M | 9.4M |
| EBIT | 172.3M | 101.5M | 64.7M | 111.6M | 113.3M |
As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Feb 1, 2026