Heungkuk Fire&Marine Insurance Co., Ltd. (000540.KS) Financial Statements

Income statement

Metric	TTM	2025	2024	2023	2022
Revenue
Total Revenue	3471.5B	3544.9B	2753.6B	2859.7B	2552.5B
Cost of Revenue	697.3B	941.0M	—	—	186.9B
Gross Profit	2774.2B	3544.9B	2753.6B	2859.7B	2365.6B
Operating Expenses
R&D Expense	—	—	—	—	—
SG&A Expense	19.1B	28.6B	27.7B	18.8B	50.8B
General & Admin Expense	(4.2B)	8.5B	27.7B	18.8B	50.8B
Selling & Marketing Expense	23.3B	20.1B	—	—	39.2B
Other Expenses	2699.5B	3328.5B	2582.2B	2460.6B	2051.1B
Total Operating Expenses	2718.6B	3357.0B	2609.9B	2479.3B	2101.9B
Cost and Expenses	3415.9B	3357.0B	2609.9B	2479.3B	2288.9B
Operating Income (EBIT)	55.6B	187.8B	143.7B	380.4B	263.7B
Non-Operating
Interest Income	329.7B	433.0B	405.4B	425.3B	401.9B
Interest Expense	17.4B	20.5B	18.0B	19.3B	20.9B
Net Interest Income	312.3B	412.5B	387.4B	406.0B	381.0B
Other Non-Op Income/Expense	—	—	—	—	—
Non-Operating Income (excl Interest)	(17.4B)	(20.5B)	(18.0B)	(19.3B)	(20.9B)
EBT (Pre-Tax Income)	55.6B	187.8B	143.7B	380.4B	263.7B
Income Tax Expense	10.1B	36.1B	37.0B	84.8B	56.4B
Bottom Line
Net Income	45.5B	151.7B	106.7B	295.5B	207.2B
Earnings from Cont. Ops	45.5B	151.7B	106.7B	295.5B	207.2B
Earnings from Discont. Ops	—	—	—	—	—
Bottom Line Net Income	32.9B	151.7B	106.7B	295.5B	207.2B
Per Share
Basic EPS	₩313	₩1,992	₩1,442	₩4,665	₩3,060
Diluted EPS	₩312	₩1,989	₩1,440	₩4,389	₩3,053
Revenue Per Share	₩53,399	₩54,527	₩42,356	₩43,988	₩37,689
Shares
Basic Shares Outstanding	65.0M	65.0M	65.0M	65.0M	67.7M
Diluted Shares Outstanding	65.2M	65.0M	65.2M	65.2M	67.9M
Profitability Metrics
EBITDA	101.6B	237.7B	193.4B	431.6B	311.0B
D&A	28.6B	29.3B	31.7B	31.9B	26.4B
EBIT	73.0B	208.3B	161.7B	399.7B	284.6B

As reported, in the filing currency · TTM sums the four latest quarters; MRQ is the latest quarter · Negatives in parentheses; a dash is a line the filing does not carry · Data as of Jun 1, 2026