WRLD
World Acceptance Corporation
NASDAQ · USFinancial ServicesFinancial - Credit Services
$187.89-2.17%
Price as of Jul 20, 2026
WRLD financials
World Acceptance Corporation financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2026 | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $585.2M | $564.8M | $573.2M | $616.5M |
| Cost of revenue | $238.0M | $169.2M | $205.2M | $309.9M |
| Gross profit | $347.1M | $395.6M | $368.0M | $306.6M |
| Operating expenses | $301.9M | $237.1M | $268.6M | $279.5M |
| Operating income | $45.2M | $158.5M | $99.4M | $27.1M |
| Net income | $34.6M | $89.7M | $77.3M | $21.2M |
| EBITDA | $54.2M | $165.0M | $110.3M | $38.1M |
| Basic EPS | $6.97 | $16.54 | $13.45 | $3.69 |
| Diluted EPS | $6.88 | $16.30 | $13.19 | $3.60 |
| Balance sheet | ||||
| Cash & equivalents | $6.1M | $4.7M | $11.8M | $16.5M |
| Total assets | $1.1B | $1.0B | $1.1B | $1.1B |
| Total liabilities | $703.1M | $571.5M | $631.9M | $732.1M |
| Stockholders’ equity | $351.0M | $437.0M | $424.4M | $385.2M |
| Total debt | $661.2M | $525.6M | $577.9M | $679.0M |
| Net debt | $655.1M | $520.8M | $566.1M | $662.5M |
| Cash flow | ||||
| Operating cash flow | $259.4M | $254.2M | $265.8M | $291.6M |
| Capital expenditure | -$3.9M | -$3.7M | -$5.9M | -$5.8M |
| Free cash flow | $255.5M | $250.5M | $259.9M | $285.7M |
| Dividends paid | $0.00 | $0.00 | $0.00 | $0.00 |
| Share repurchases | -$132.4M | -$54.2M | -$36.2M | -$14.3M |