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UVE

Universal Insurance Holdings, Inc.

NYSE · USFinancial ServicesInsurance - Property & Casualty
$39.17+0.67%

Price as of Jul 20, 2026

UVE financials

Universal Insurance Holdings, Inc. financial statements

Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.

Metric2025202420232022
Income statement
Revenue$1.6B$1.5B$1.4B$1.2B
Cost of revenue$985.9M$1.3B$1.2B$1.2B
Gross profit$609.7M$199.7M$190.9M$70.0M
Operating expenses$366.7M$115.1M$102.6M$97.2M
Operating income$243.1M$84.6M$88.3M-$27.2M
Net income$183.0M$58.9M$66.8M-$22.3M
EBITDA$256.6M$96.5M$101.5M-$14.0M
Basic EPS$6.56$2.07$2.24$-0.72
Diluted EPS$6.32$2.01$2.22$-0.72
Balance sheet
Cash & equivalents$408.9M$259.4M$397.3M$388.7M
Total assets$2.8B$2.8B$2.3B$2.9B
Total liabilities$2.3B$2.5B$2.0B$2.6B
Stockholders’ equity$551.0M$373.3M$341.3M$287.9M
Total debt$100.5M$101.2M$116.6M$102.8M
Net debt-$308.4M-$158.2M-$280.7M-$285.9M
Cash flow
Operating cash flow$381.5M$137.4M$71.0M$324.5M
Capital expenditure-$4.4M-$7.4M-$4.0M-$4.9M
Free cash flow$377.1M$130.0M$67.0M$319.6M
Dividends paid-$22.2M-$22.3M-$23.3M-$23.8M
Share repurchases-$22.4M-$21.9M-$22.0M-$11.6M