UBCP
United Bancorp, Inc.
NASDAQ · USFinancial ServicesBanks - Regional
$15.53+1.44%
Price as of Jul 20, 2026
UBCP financials
United Bancorp, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $47.5M | $44.0M | $40.9M | $31.7M |
| Cost of revenue | $15.5M | $15.0M | $10.6M | $2.3M |
| Gross profit | $32.0M | $29.0M | $30.3M | $29.4M |
| Operating expenses | $23.7M | $21.7M | $20.9M | $19.9M |
| Operating income | $8.3M | $7.3M | $9.5M | $9.5M |
| Net income | $7.8M | $7.4M | $8.9M | $8.7M |
| EBITDA | $9.3M | $8.5M | $10.6M | $10.7M |
| Basic EPS | $1.41 | $1.27 | $1.57 | $1.51 |
| Diluted EPS | $1.34 | $1.27 | $1.57 | $1.51 |
| Balance sheet | ||||
| Cash & equivalents | $46.5M | $19.6M | $40.8M | $30.1M |
| Total assets | $857.4M | $816.7M | $819.4M | $757.4M |
| Total liabilities | $786.9M | $753.2M | $755.9M | $697.7M |
| Stockholders’ equity | $70.5M | $63.5M | $63.6M | $59.7M |
| Total debt | $131.3M | $132.2M | $128.3M | $41.8M |
| Net debt | $84.7M | $112.6M | $87.6M | $11.8M |
| Cash flow | ||||
| Operating cash flow | $10.0M | $8.4M | $9.5M | $8.5M |
| Capital expenditure | -$11.8M | -$9.7M | -$1.1M | -$511.0K |
| Free cash flow | -$1.8M | -$1.2M | $8.4M | $8.0M |
| Dividends paid | -$5.5M | -$5.1M | -$4.8M | -$4.6M |
| Share repurchases | -$317.0K | -$687.0K | -$733.0K | -$767.0K |