SMBC
Southern Missouri Bancorp, Inc.
NASDAQ · USFinancial ServicesBanks - Regional
$76.46-1.27%
Price as of Jul 20, 2026
SMBC financials
Southern Missouri Bancorp, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $305.2M | $273.2M | $202.6M | $138.1M |
| Cost of revenue | $129.3M | $112.5M | $66.7M | $14.8M |
| Gross profit | $176.1M | $160.7M | $135.9M | $123.3M |
| Operating expenses | $102.1M | $97.6M | $86.4M | $63.4M |
| Operating income | $74.0M | $63.1M | $49.5M | $59.9M |
| Net income | $58.3M | $50.2M | $39.2M | $47.2M |
| EBITDA | $84.0M | $73.2M | $57.0M | $65.8M |
| Basic EPS | $5.19 | $4.42 | $3.86 | $5.22 |
| Diluted EPS | $5.18 | $4.42 | $3.85 | $5.21 |
| Balance sheet | ||||
| Cash & equivalents | $193.1M | $61.4M | $55.2M | $91.6M |
| Total assets | $5.0B | $4.6B | $4.4B | $3.2B |
| Total liabilities | $4.5B | $4.1B | $3.9B | $2.9B |
| Stockholders’ equity | $544.7M | $488.7M | $446.1M | $320.8M |
| Total debt | $142.3M | $134.6M | $156.6M | $61.0M |
| Net debt | -$50.8M | $73.2M | $101.4M | -$30.5M |
| Cash flow | ||||
| Operating cash flow | $81.6M | $70.3M | $62.0M | $67.3M |
| Capital expenditure | -$6.3M | -$9.0M | -$6.0M | -$4.6M |
| Free cash flow | $75.3M | $61.2M | $56.0M | $62.7M |
| Dividends paid | -$10.4M | -$9.5M | -$8.6M | -$7.2M |
| Share repurchases | $0.00 | -$3.9M | $0.00 | -$5.8M |