ROOT
Root, Inc.
NASDAQ · USFinancial ServicesInsurance - Property & Casualty
$60.07+0.74%
Price as of Jul 20, 2026
ROOT financials
Root, Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $1.5B | $1.2B | $455.0M | $310.8M |
| Cost of revenue | $1.1B | $839.4M | $378.9M | $343.0M |
| Gross profit | $386.6M | $337.1M | $76.1M | -$32.2M |
| Operating expenses | $345.8M | $306.2M | $223.5M | $265.5M |
| Operating income | $40.8M | $30.9M | -$147.4M | -$297.7M |
| Net income | $40.3M | $30.9M | -$147.4M | -$297.7M |
| EBITDA | $73.6M | $88.0M | -$88.7M | -$249.3M |
| Basic EPS | $2.49 | $1.96 | $-10.24 | $-21.11 |
| Diluted EPS | $2.24 | $1.83 | $-10.24 | $-21.11 |
| Balance sheet | ||||
| Cash & equivalents | $689.9M | $600.3M | $679.7M | $763.1M |
| Total assets | $1.5B | $1.3B | $1.2B | $1.1B |
| Total liabilities | $1.1B | $1.0B | $896.5M | $700.8M |
| Stockholders’ equity | $396.3M | $315.7M | $277.7M | $389.1M |
| Total debt | $201.3M | $202.3M | $299.3M | $298.6M |
| Net debt | -$488.6M | -$398.0M | -$380.4M | -$464.5M |
| Cash flow | ||||
| Operating cash flow | $206.5M | $195.7M | -$33.6M | -$210.6M |
| Capital expenditure | -$14.1M | -$11.8M | -$9.4M | -$10.1M |
| Free cash flow | $192.4M | $183.9M | -$43.0M | -$220.7M |
| Dividends paid | $0.00 | $0.00 | $0.00 | $0.00 |
| Share repurchases | $0.00 | $0.00 | $0.00 | $0.00 |