PGY
Pagaya Technologies Ltd.
NASDAQ · ILTechnologySoftware - Infrastructure
$17.09-0.35%
Price as of Jul 20, 2026
PGY financials
Pagaya Technologies Ltd. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $1.3B | $1.0B | $772.8M | $685.4M |
| Cost of revenue | $749.2M | $597.7M | $508.9M | $451.1M |
| Gross profit | $512.2M | $406.9M | $263.9M | $234.3M |
| Operating expenses | $288.4M | $340.1M | $288.3M | $485.8M |
| Operating income | $223.8M | $66.8M | -$24.4M | -$251.5M |
| Net income | $81.4M | -$401.4M | -$128.4M | -$302.3M |
| EBITDA | $81.7M | $67.9M | -$44.5M | -$308.7M |
| Basic EPS | $1.04 | $-5.66 | $-2.14 | $-7.65 |
| Diluted EPS | $0.93 | $-5.66 | $-2.14 | $-7.65 |
| Balance sheet | ||||
| Cash & equivalents | $235.3M | $187.9M | $186.5M | $309.8M |
| Total assets | $1.5B | $1.3B | $1.2B | $1.0B |
| Total liabilities | $990.6M | $849.5M | $542.6M | $279.7M |
| Stockholders’ equity | $480.0M | $326.5M | $559.7M | $553.5M |
| Total debt | $858.5M | $680.8M | $412.6M | $212.3M |
| Net debt | $623.2M | $492.9M | $226.1M | -$97.5M |
| Cash flow | ||||
| Operating cash flow | $238.6M | $66.5M | $9.6M | -$40.0M |
| Capital expenditure | -$13.9M | -$23.2M | -$20.2M | -$22.4M |
| Free cash flow | $224.7M | $43.3M | -$10.6M | -$62.4M |
| Dividends paid | $0.00 | $0.00 | $0.00 | $0.00 |
| Share repurchases | $0.00 | $0.00 | $0.00 | $0.00 |