OPFI
OppFi Inc.
NYSE · USTechnologySoftware - Application
$9.30-0.85%
Price as of Jul 20, 2026
OPFI financials
OppFi Inc. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $597.0M | $526.0M | $508.9M | $452.9M |
| Cost of revenue | $29.3M | $105.2M | $107.4M | $95.1M |
| Gross profit | $567.7M | $420.8M | $401.5M | $357.7M |
| Operating expenses | $374.5M | $326.2M | $355.2M | $364.1M |
| Operating income | $193.2M | $94.5M | $46.4M | -$6.3M |
| Net income | $26.3M | $7.3M | -$1.0M | $7.1M |
| EBITDA | $200.7M | $308.6M | $290.5M | $244.8M |
| Basic EPS | $0.99 | $0.36 | $-0.06 | $0.51 |
| Diluted EPS | $0.99 | $0.36 | $-0.06 | $0.05 |
| Balance sheet | ||||
| Cash & equivalents | $49.5M | $61.3M | $31.8M | $16.2M |
| Total assets | $754.1M | $641.2M | $601.5M | $579.8M |
| Total liabilities | $445.2M | $407.0M | $407.5M | $420.7M |
| Stockholders’ equity | $58.5M | $32.8M | $10.4M | -$494.0K |
| Total debt | $332.8M | $332.1M | $349.2M | $363.6M |
| Net debt | $283.3M | $270.7M | $317.4M | $347.4M |
| Cash flow | ||||
| Operating cash flow | $401.3M | $323.8M | $296.1M | $243.3M |
| Capital expenditure | -$19.1M | -$13.0M | -$9.0M | -$13.3M |
| Free cash flow | $382.2M | $310.8M | $287.2M | $230.0M |
| Dividends paid | -$64.9M | -$2.4M | -$10.2M | -$1.3M |
| Share repurchases | -$15.5M | -$3.6M | $0.00 | -$2.5M |