NWFL
Norwood Financial Corp.
NASDAQ · USFinancial ServicesBanks - Regional
$31.24-0.29%
Price as of Jul 20, 2026
NWFL financials
Norwood Financial Corp. financial statements
Annual and quarterly income statement, balance sheet and cash-flow history. On small screens, start with four periods and expand the table when needed.
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Income statement | ||||
| Revenue | $136.1M | $101.4M | $103.7M | $85.6M |
| Cost of revenue | $49.5M | $53.1M | $39.0M | $8.2M |
| Gross profit | $86.6M | $48.4M | $64.6M | $77.4M |
| Operating expenses | $51.1M | $48.6M | $43.5M | $41.0M |
| Operating income | $35.5M | -$258.0K | $21.1M | $36.4M |
| Net income | $27.8M | -$160.0K | $16.8M | $29.2M |
| EBITDA | $36.6M | $1.1M | $22.6M | $38.0M |
| Basic EPS | $3.03 | $-0.02 | $2.08 | $3.59 |
| Diluted EPS | $3.03 | $-0.02 | $2.07 | $3.58 |
| Balance sheet | ||||
| Cash & equivalents | $44.4M | $72.3M | $66.1M | $31.9M |
| Total assets | $2.4B | $2.3B | $2.2B | $2.0B |
| Total liabilities | $2.2B | $2.1B | $2.0B | $1.9B |
| Stockholders’ equity | $242.2M | $213.5M | $181.1M | $167.1M |
| Total debt | $74.1M | $194.9M | $168.3M | $173.2M |
| Net debt | $29.7M | $122.5M | $102.2M | $141.3M |
| Cash flow | ||||
| Operating cash flow | $34.0M | $22.8M | $29.8M | $30.7M |
| Capital expenditure | -$4.7M | -$3.1M | -$1.4M | -$2.2M |
| Free cash flow | $29.2M | $19.7M | $28.4M | $28.6M |
| Dividends paid | -$11.5M | -$9.7M | -$9.4M | -$9.2M |
| Share repurchases | -$361.0K | -$703.0K | -$3.1M | -$2.5M |