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NBTB

NBT Bancorp Inc.

NASDAQ · USFinancial ServicesBanks - Regional
$52.33-0.23%

Price as of Jul 20, 2026

NBTB capital

NBT Bancorp Inc. capital & dividend

Leverage, liquidity, debt coverage and shareholder-distribution metrics.

Leverage

Debt / equity
0.08x
Net debt / equity
0.00x
Debt / assets
0.01x
Debt / EBITDA
0.61x
Net debt / EBITDA
0.04x

Liquidity & coverage

Current ratio
1.29x
Quick ratio
1.29x
Cash ratio
1.29x
Interest coverage
1.13x
EBITDA / interest
1.25x
Working capital
$33.8M

Cash & dividend

FCF / debt
1.46x
Cash flow / debt
1.53x
Dividend per share
$1.48
Dividend yield
2.8%
Dividend growth 1y
+7.6%

Latest available reported and market-derived figures. A dash means the source dataset does not currently cover that metric; it does not imply a zero value.